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Loan Advisor

Terri Combs

NMLS #1069343

Loan Advisor • South Jordan Branch               

Phone: 801.316.6301
Cell: 801.362.4526
Fax: 855.2132803
Licensed in UT, CA & NV

About Terri


 Branch Address: 859 West South Jordan Parkway, Suite 101 South Jordan, Utah 84095

What our customers are saying...

Terri is trustworthy and a consummate professional with a personal touch. You will be taken care of so well, like you've never experienced in any industry!
~W. Chris Yandow

Terri is a thorough professional, who puts 100% into whatever she does. She's someone you definitely want in your corner. Thanks Terri, for all the help you've given me over the years!
~Marshall Parnell

Terri knows the mortgage industry inside and out, which makes the loan process so much easier! Definitely recommend Terri if you're looking for a Home loan in UT!
~Cory Long

If you are in the market for a new home or want to refinance your existing home, Terri is your gal! She will work hard for you.
~Patti Dalton-White

I've known Terri for many years and have never worked with anyone better. I highly recommend her!
~Von D.Orgill

Terri makes her clients feel like they're family. I highly recommend her to anyone who wants a stress free experience in acquiring a mortgage. You rock Terri!
~Ronald Sibayan

One of the many attributes I appreciate about Terri is her integrity. She is a woman of her word and follows through with excellence in her endeavors. Thank you, Terri, for being trustworthy, reliable, driven, and professionally minded.
~Donna Weighill

Terri is awesome and is a great problem solver; she can help anybody.
~Elizabeth Scheel

Terri is professional, compassionate, and a hard worker!
~David Williams

Free Resources

First Time Homebuyer Checklist

This easy-to-follow First Time Homebuyer Checklist includes important information and worksheets to prepare you for buying your first home.

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Which Mortgage Loan Suits Me?

There are many mortgage loans to choose from, so it’s important to choose one that fits your circumstances. This quiz can help you decide between various loan options.

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5 Step Roadmap of the Home Loan Process

We mapped out the home loan process to provide you with the knowledge you need to navigate this exciting journey.

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Am I Financially Ready to Buy My First Home

This guide covers the most common financial questions asked when buying a home and is often needed to be financially ready. You may be ready to buy a home sooner than you think.

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Avoid These Mistakes When Buying Your First Home

Download our Tipsheet and you can steer clear of the most common hurdles along your path to homeownership.

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Insider’s Guide to Government Loan Options

In this guide, learn if you qualify for a government home loan for benefits that often include attractive interest rates, low down payment options and more lenient qualifying guidelines.

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Thanking our Servicemembers: Your Guide to a VA Loan

In this guide, you will learn why VA loans are a great option for homeownership for active members and veterans in our armed forces.

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Home Buyer Blog

Let us help you find the home loan to reach your financial goals.

American Pacific Mortgage Programs

Your offer backed by the purchasing power of a full loan approval. With our Keys on Time program, your offer may stand out in a competitive market. Keys on Time Guarantee Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Secure Lock Our Bridge Loan programs can help you purchase a new home before your existing home is sold. Bridge Loan Programs If you are looking to buy a home that exceeds conforming loan limits, we have multiple Jumbo loan programs to choose from. Jumbo Programs Our Peak Loan program allows you to buy a home up to $1.5M with only 5% down. Peak If you are looking to finance a home that exceeds conforming loan limits, our High Balance Solutions program may be the ticket you need. High Balance Solutions If you are looking to finance a home that exceeds conforming high balance loan limits, you can split the loan amount between a first and second with our Jumbo Solutions program. Jumbo Solutions With our Expanded Access program, we have opened the doors to borrowers who need access to financing but don’t "fit" the standard agency or jumbo program guidelines. Expanded Access Investor Advantage gives you purchasing power in the market today for investment properties. Investor Advantage A mortgage program that lets qualified borrowers factor in their assets as sources of qualifying income. Asset Inclusion If you can dream it, you can make it a reality. Finance the purchase of your fixer upper with the cost of repairs included in your mortgage. Dream Home Renovation Home Ready is a conventional 3% down mortgage loan with even more flexible income qualification guidelines. Home Ready by Fannie Mae Purchase a home with low down payment and flexible sources of funds. Home Possible A mortgage program dedicated to saving our selfless teachers and first responders a little money on their home loans. STaR Loan Program Financing provided for the purchase and refinancing of manufactured homes. Manufatured Housing