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Terri Combs

NMLS #1069343

Loan Advisor • Salt Lake City Branch               

Phone: 801.316.6301
Cell: 801.362.4526
Fax: 855.2132803
Licensed in UT, CA & NV


Terri Combs

Loan Advisor Cottonwood Heights Branch NMLS #1069343

801.362.4526
801.316.6301
855.213.2803
Branch Address: 1225 E. Fort Union Boulevard, Suite 100, Cottonwood Heights, UT 84047

About Terri


At American Pacific Mortgage, we are committed to creating experiences that matter. Our clients and referral partners are top of mind with our entire team - we are very aware and appreciative that you have placed your trust in us for this very important transaction.

We offer a full suite of web, mobile, text and email options for you to apply and communicate in the way that works best for you - and have security measures every step of the way to ensure that your private information stays that way.

Whether you're buying your first home, or are a seasoned investor, we have programs that can assist you in your home financing needs, including conventional, jumbo, FHA, VA, USDA, bridge loans, builder loans, renovation loans and more. Call me today to see how I can help you on your path to home ownership, or perhaps to assist in refinancing your current loan to meet the goals you have in mind.

Licensed in UT, CA & NV

What our customers are saying...

Terri is trustworthy and a consummate professional with a personal touch. You will be taken care of so well, like you've never experienced in any industry!
~W. Chris Yandow

Terri is a thorough professional, who puts 100% into whatever she does. She's someone you definitely want in your corner. Thanks Terri, for all the help you've given me over the years!
~Marshall Parnell

Terri knows the mortgage industry inside and out, which makes the loan process so much easier! Definitely recommend Terri if you're looking for a Home loan in UT!
~Cory Long

If you are in the market for a new home or want to refinance your existing home, Terri is your gal! She will work hard for you.
~Patti Dalton-White

I've known Terri for many years and have never worked with anyone better. I highly recommend her!
~Von D.Orgill

Terri makes her clients feel like they're family. I highly recommend her to anyone who wants a stress free experience in acquiring a mortgage. You rock Terri!
~Ronald Sibayan




One of the many attributes I appreciate about Terri is her integrity. She is a woman of her word and follows through with excellence in her endeavors. Thank you, Terri, for being trustworthy, reliable, driven, and professionally minded.
~Donna Weighill

Terri is awesome and is a great problem solver; she can help anybody.
~Elizabeth Scheel

Terri is professional, compassionate, and a hard worker!
~David Williams

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