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Steve Herndon,

Steve Herndon

NMLS #222871 | CA BRE #00901638

Loan Advisor • Roseville Branch 

38 years in the business
Phone: 707.571.8915
Cell: 707.484.6503
Fax: 707.521.0153
Licensed in CA

About Steve


I believe in the American Dream of homeownership. Whether you’re searching for your first home, a place to retire, or a vacation property for your family – I am passionate about your dreams.

I do not take lightly the trust that my clients instill in me. Securing a mortgage for your dream home can be an emotional journey, and as your personal mortgage advisor I will always keep your best interests in mind. I never forget the big picture when your dreams are at stake.  

My philosophy is simple. I will never recommend a mortgage solution to my clients that I would not feel comfortable offering to my mother or best friend. My utmost goal is to earn your trust so that you feel confident throughout the entire loan process.

I’ve lived in Santa Rosa for most of my life and I am passionate about creating homeownership opportunities for those in our community.

I partnered with American Pacific Mortgage because I can rely on their 20 years of experience to make the difference for my clients. And with their game-changing loan programs, specialty products and award-winning tools at my disposal, I can make your dreams a reality.

Let me help you with a smart mortgage solution.

My Specialties are:
Jumbo Financing
Self-Employed/Complex-Income Borrowers
Veteran’s Financing
First-Time Homebuyers Education
Advising Government Loans
FHA Specialist
Refinance Specialist

 

Branch Address: 3000 Lava Ridge Ct, Suite 280 Roseville, CA 95661

Free Resources

First Time Homebuyer Checklist

This easy-to-follow First Time Homebuyer Checklist includes important information and worksheets to prepare you for buying your first home.

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Which Mortgage Loan Suits Me?

There are many mortgage loans to choose from, so it’s important to choose one that fits your circumstances. This quiz can help you decide between various loan options.

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5 Step Roadmap of the Home Loan Process

We mapped out the home loan process to provide you with the knowledge you need to navigate this exciting journey.

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Am I Financially Ready to Buy My First Home

This guide covers the most common financial questions asked when buying a home and is often needed to be financially ready. You may be ready to buy a home sooner than you think.

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Avoid These Mistakes When Buying Your First Home

Download our Tipsheet and you can steer clear of the most common hurdles along your path to homeownership.

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Insider’s Guide to Government Loan Options

In this guide, learn if you qualify for a government home loan for benefits that often include attractive interest rates, low down payment options and more lenient qualifying guidelines.

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Thanking our Servicemembers: Your Guide to a VA Loan

In this guide, you will learn why VA loans are a great option for homeownership for active members and veterans in our armed forces.

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Home Buyer Blog