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Sarah Hemmen, Loan Advisor

Loan Advisor

Sarah Hemmen

NMLS #1573920

Loan Advisor • Roseville Branch

Direct: 916.960.5848
Fax: 916.404.8946
Licensed in AZ,CA, FL, HI, ID, MO, NV, OR, TX, and WA

About Sarah

In a world of online experts and push-button mortgages, I believe the human connection still matters. I believe there is never a one-size-fits-all solution when it comes to making one of the biggest financial commitments of your life. As your mortgage advisor, I am constantly expanding my knowledge and staying current on the latest mortgage and real estate trends so that I can offer you smart loan options. My team and I will listen so we can provide you with individualized mortgage solutions, based on your unique circumstances and goals. 

I’ve been in the mortgage industry since June 2016, and I still love coming to work each day. Even though I am fairly new to the industry, I have an impeccable work ethic and a strong drive to learn more which has allowed me to expand my expertise and knowledge in a short amount of time. As a recent Sac State graduate in Economics, I have studied multiple years of economic trends and monetary and number based theory which I can use to find the home financing option for you. 

My philosophy is simple. I will never recommend a mortgage solution to my clients that I would not feel comfortable offering to my mother or my friends. My utmost goal is to earn your trust so that you feel confident throughout the entire loan process. 

I partnered with American Pacific Mortgage because I can rely on their 20 years of experience to make the difference for my clients. And with their game-changing loan programs, specialty products, and award-winning tools at my disposal, I can help make your dreams a reality. 

Let my passion make your homeownership dreams a reality. 


Branch Address: 3000 Lava Ridge Ct, Suite 250, Roseville, CA 95661

Free Resources

First Time Homebuyer Checklist

This easy-to-follow First Time Homebuyer Checklist includes important information and worksheets to prepare you for buying your first home.

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Which Mortgage Loan Suits Me?

There are many mortgage loans to choose from, so it’s important to choose one that fits your circumstances. This quiz can help you decide between various loan options.

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5 Step Roadmap of the Home Loan Process

We mapped out the home loan process to provide you with the knowledge you need to navigate this exciting journey.

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Am I Financially Ready to Buy My First Home

This guide covers the most common financial questions asked when buying a home and is often needed to be financially ready. You may be ready to buy a home sooner than you think.

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Avoid These Mistakes When Buying Your First Home

Download our Tipsheet and you can steer clear of the most common hurdles along your path to homeownership.

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Insider’s Guide to Government Loan Options

In this guide, learn if you qualify for a government home loan for benefits that often include attractive interest rates, low down payment options and more lenient qualifying guidelines.

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Thanking our Servicemembers: Your Guide to a VA Loan

In this guide, you will learn why VA loans are a great option for homeownership for active members and veterans in our armed forces.

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Home Buyer Blog