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Loan Advisor

Ryan Hillard

NMLS #1226157

Branch Manager • Downtown Denver Branch

Phone: 720.358.3784
Cell: 720.201.7261
Licensed in CO

About Ryan

With over 16 years of lending experience and a background in finance, including an undergraduate degree from Marquette University and a Masters of Finance from The University of Denver, I am a driven and experienced professional, possessing an extensive understanding of various loan programs and underwriting requirements. My goal is to always provide you with outstanding customer service which is delivered through clear and effective communication. I will consult with you individually to ensure you are receiving a complete list of options to meet your needs and provide the best possible solution. Whether it's initial questions, discussing loan options, or anything that arises well after the loan is closed, I look forward to building a lasting relationship and being a resource for all of my customers.

While I have the support of a great institution with a variety of programs and an excellent team around me, all of my customers work directly with me from start to finish. This allows me to help navigate the process and options as circumstances change and provide you with the best service possible.

Here are a few of the several ways I can help on a purchase or refinance decision:
- Help you get pre-approved for an upcoming purchase
- Assist in determining what loan amount and payment fits within your budget
- Refinance to consolidate debt
- Use the increased value of your home to remove mortgage insurance and lower your monthly payment
- Use the equity in your home to finance a home remodel

Please contact me at any time to discuss your needs. I look forward to earning your trust.

Branch Address: 1125 17th St, Suite 2350, Denver, CO 80202

Free Resources

First Time Homebuyer Checklist

This easy-to-follow First Time Homebuyer Checklist includes important information and worksheets to prepare you for buying your first home.

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Which Mortgage Loan Suits Me?

There are many mortgage loans to choose from, so it’s important to choose one that fits your circumstances. This quiz can help you decide between various loan options.

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5 Step Roadmap of the Home Loan Process

We mapped out the home loan process to provide you with the knowledge you need to navigate this exciting journey.

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Am I Financially Ready to Buy My First Home

This guide covers the most common financial questions asked when buying a home and is often needed to be financially ready. You may be ready to buy a home sooner than you think.

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Avoid These Mistakes When Buying Your First Home

Download our Tipsheet and you can steer clear of the most common hurdles along your path to homeownership.

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Insider’s Guide to Government Loan Options

In this guide, learn if you qualify for a government home loan for benefits that often include attractive interest rates, low down payment options and more lenient qualifying guidelines.

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Thanking our Servicemembers: Your Guide to a VA Loan

In this guide, you will learn why VA loans are a great option for homeownership for active members and veterans in our armed forces.

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Let us help you find the home loan to reach your financial goals.

American Pacific Mortgage Programs

Your offer backed by the purchasing power of a full loan approval. With our Keys on Time program, your offer may stand out in a competitive market. Keys on Time Guarantee Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Lock and Buy Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Lock and Build Our Bridge Loan programs can help you purchase a new home before your existing home is sold. Bridge Loan Programs If you are looking to buy a home that exceeds conforming loan limits, we have multiple Jumbo loan programs to choose from. Jumbo Programs Our Peak Loan program allows you to buy a home up to $1.5M with only 5% down. Peak If you are looking to finance a home that exceeds conforming loan limits, our High Balance Solutions program may be the ticket you need. High Balance Solutions If you are looking to finance a home that exceeds conforming high balance loan limits, you can split the loan amount between a first and second with our Jumbo Solutions program. Jumbo Solutions With our Expanded Access program, we have opened the doors to borrowers who need access to financing but don’t "fit" the standard agency or jumbo program guidelines. Expanded Access Investor Advantage gives you purchasing power in the market today for investment properties. Investor Advantage A mortgage program that lets qualified borrowers factor in their assets as sources of qualifying income. Asset Inclusion If you can dream it, you can make it a reality. Finance the purchase of your fixer upper with the cost of repairs included in your mortgage. Dream Home Renovation Home Ready is a conventional 3% down mortgage loan with even more flexible income qualification guidelines. Home Ready by Fannie Mae Purchase a home with low down payment and flexible sources of funds. Home Possible A mortgage program dedicated to saving our selfless teachers and first responders a little money on their home loans. STaR Loan Program Financing provided for the purchase and refinancing of manufactured homes. Manufatured Housing

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