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Ryan Duval

NMLS #1709193

Loan Officer • Spokane Branch

Office: 509.209.8514
Licensed in WA and ID

About Ryan


 Ryan Duval has spent the past decade as a financial professional dedicated to the betterment of his clients, every one of whom he considers a friend. He understands that for the vast majority of individuals, a home is the largest purchase and more importantly, the greatest investment they will ever make. This understanding combined with his heart of a teacher creates a phenomenal resource who will inform you, care for you, advocate for you behind the scenes, and will not rest until he has exhausted every resource he has to help fulfill YOUR goal.

As a home owner who purchased before becoming a loan officer, Ryan understands that for most home buyers, even those who have purchased before, the process can be daunting, confusing, or frustrating. Now he specializes in reducing that friction to make the process one that you can reflect upon positively. He will not recommend anything to you that he would not use himself, or recommend to his own family.

Ryan loves to pretend he can still play baseball, and will be found on the diamond throughout most summer evenings. If he’s not playing, then he’s there coaching area children how to play the sport he loves. He is also involved with several charitable organizations throughout the region and world. It is his firm belief that his responsibilities go beyond providing for his family, and include building up the community around him.

“At the heart of everything I do is my family. We want our children to see the importance of helping your community through interactions with the people around you day by day. This assistance can be large or small, but the core principle is that we lift each other up in truth and love. This drives my marriage, my parenting, my work, my coaching, and my learning.” – Ryan

“If you intend to eat the entire elephant, you must first take a bite.” – Unknown

Branch Address: 11917 E Broadway Ste 201 Spokane Valley, WA 99206

Free Resources

First Time Homebuyer Checklist

This easy-to-follow First Time Homebuyer Checklist includes important information and worksheets to prepare you for buying your first home.

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Which Mortgage Loan Suits Me?

There are many mortgage loans to choose from, so it’s important to choose one that fits your circumstances. This quiz can help you decide between various loan options.

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5 Step Roadmap of the Home Loan Process

We mapped out the home loan process to provide you with the knowledge you need to navigate this exciting journey.

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Am I Financially Ready to Buy My First Home

This guide covers the most common financial questions asked when buying a home and is often needed to be financially ready. You may be ready to buy a home sooner than you think.

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Avoid These Mistakes When Buying Your First Home

Download our Tipsheet and you can steer clear of the most common hurdles along your path to homeownership.

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Insider’s Guide to Government Loan Options

In this guide, learn if you qualify for a government home loan for benefits that often include attractive interest rates, low down payment options and more lenient qualifying guidelines.

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Thanking our Servicemembers: Your Guide to a VA Loan

In this guide, you will learn why VA loans are a great option for homeownership for active members and veterans in our armed forces.

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Home Buyer Blog

Let us help you find the home loan to reach your financial goals.

American Pacific Mortgage Programs

Your offer backed by the purchasing power of a full loan approval. With our Keys on Time program, your offer may stand out in a competitive market. Keys on Time Guarantee Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Lock and Buy Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Lock and Build Our Bridge Loan programs can help you purchase a new home before your existing home is sold. Bridge Loan Programs If you are looking to buy a home that exceeds conforming loan limits, we have multiple Jumbo loan programs to choose from. Jumbo Programs Our Peak Loan program allows you to buy a home up to $1.5M with only 5% down. Peak If you are looking to finance a home that exceeds conforming loan limits, our High Balance Solutions program may be the ticket you need. High Balance Solutions If you are looking to finance a home that exceeds conforming high balance loan limits, you can split the loan amount between a first and second with our Jumbo Solutions program. Jumbo Solutions With our Expanded Access program, we have opened the doors to borrowers who need access to financing but don’t "fit" the standard agency or jumbo program guidelines. Expanded Access Investor Advantage gives you purchasing power in the market today for investment properties. Investor Advantage A mortgage program that lets qualified borrowers factor in their assets as sources of qualifying income. Asset Inclusion If you can dream it, you can make it a reality. Finance the purchase of your fixer upper with the cost of repairs included in your mortgage. Dream Home Renovation Home Ready is a conventional 3% down mortgage loan with even more flexible income qualification guidelines. Home Ready by Fannie Mae Purchase a home with low down payment and flexible sources of funds. Home Possible A mortgage program dedicated to saving our selfless teachers and first responders a little money on their home loans. STaR Loan Program Financing provided for the purchase and refinancing of manufactured homes. Manufatured Housing