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Kirk Miller

NMLS #225944

Loan Advisor • Cottonwood Heights Branch

Phone: 801.917.1233
Cell: 801.598.2555
Fax: 855.750.1885
Licensed in UT

Patrick Guerra

Loan Advisor Austin Branch NMLS #1062746

915.588.1651
Branch Address: 6911 N FM 620 Suite A-300, Austin, TX 78732

About Patrick


In a world of online experts and push-button mortgages, I believe the human connection still matters. There is never a one-size-fits-all solution when it comes to making one of the biggest financial commitments of your life. As your mortgage advisor, I am constantly expanding my knowledge and staying current on the latest mortgage and real estate trends so that I can offer you smart loan options and a superior loan experience – because at American Pacific Mortgage we Create Experiences That Matter. My team and I listen first so we can provide you with personalized mortgage solutions, based on your unique circumstances and goals.

My philosophy is simple. I will never recommend a mortgage solution to my clients that I would not feel comfortable offering to my mother or best friend. My utmost goal is to earn your trust so that you feel confident throughout the entire loan process.

I’ve lived in El Paso, TX my entire life, and I am passionate about creating homeownership opportunities for those in our community.

I’m proud to partner with a company that is consistently on the leading-edge of the industry. With American Pacific Mortgage’s game-changing loan programs and specialty products at my disposal, I have the tools to create homeownership opportunities for my clients.

Let my world-class team take your dreams and make them a reality.

My Specialties are:
Self-Employed/Complex-Income Borrowers
Veteran’s Financing
First-Time Homebuyers
Education & Advising
Government Loans
FHA Specialist
Down-payment Assistance Programs

Licensed in TX

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