Loan Advisor • Cypress Branch • NMLS #2033908
After twenty-five years of helping Houstonians finance their automobiles, Michael decided to transition into mortgage lending, to help those same folks realize their homeownership dreams. Having a diverse work background beginning in healthcare while in high school and college, he moved from inventory management into sales when his boss saw a talent that Michael has nurtured for the last thirty years. His attention to detail and ability to listen to people have allowed him to break down walls and help his clients realize their hopes and dreams. He doesn’t believe the job is done until his customer has the keys to their new home.
Having met his wife, Cathleen, at Raider Awakening, he was determined to marry her and after a couple of relocations, he ended up in Houston and began dating and marrying her twenty-six years ago. Together they have raised 4 children, aged 16 – 22, and have lived in Tomball for the last 23 years. A native Texan, born and raised in Amarillo, college at Texas Tech University, and finally over thirty years in NW Houston, he looks forward to building lasting relationships and making the dream of homeownership a reality for everyone he meets. Having worked all over this metropolitan city he continues to learn about all the cultures and communities in the melting pot of Houston. He is excited to help all Texans with their home loan needs. Michael has helped three generations of automobile buyers and is ready to serve the next couple of generations of homeowners.
Michael joined the Kelso Group powered by APM because of the family atmosphere and leadership of Chris Kelso. Chris is passionate about relationships and making sure purchasing a home is more than just a transaction… it’s a dream and friendship for life! At The Kelso Group powered by APM, we are committed to creating experiences that matter. We are a Local Team whose clients and referral partners are top of mind with the entire team - we are very aware and appreciative that you have placed your trust in us for this very important home sweet loan. The Kelso Group offers a full suite of web, mobile, text, and email options for you to apply and communicate in the way that works best for you - and have security measures every step of the way to ensure that your private information stays that way. Whether you're buying your first home, or are a seasoned investor, we have programs that can assist you in your home financing needs, including conventional, jumbo, FHA, VA, USDA, bridge loans, builder loans, renovation loans, and more. Call me today to see how I can help you on your path to homeownership, or perhaps to assist in refinancing your current loan to meet the goals you have in mind.
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Buying a house isn’t just about the sticker cost or the monthly payment. A large part of your housing budget will also...