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Sr. Loan Advisor

Marc Powarczuk

NMLS #110469

Sr. Loan Advisor  • Lake Oswego Branch

Cell: 503.267.9191
Office: 503.908.0071
Fax: 503.210.0788
Licensed in OR & WA

About Marc

The core of my success has been built by treating people the way that I want to be treated; with respect, honesty, commitment and an open mind to listen and hear what they’re saying, and to honor it regardless of my belief. I take the time to educate my clients on the constantly changing market and I set realistic expectations in order to successfully achieve their goals.

My strengths are the backbone of my client’s experience. I am compulsive when it comes to attention to detail and I explain things how they are and not just what a client wants to hear. I care about people and value the importance of helping each other. I am humble in my surroundings and make people feel comfortable and at ease during the loan process. I adapt to my clients, rather than only do things my way.

The focus of my job is to understand my client’s wants, needs and goals. Only after these three items are recognized, can I evaluate their current scenario and present them with their options. As a mortgage professional, I leverage my experience within the industry to give my clients an educated suggestion of their options. I empower my clients to make their own decision, based on the facts and that this is their investment. I am a resource for my clients to utilize, so that they can make responsible decisions to benefit themselves financially.

My commitment to excellence does not stop after business hours. My true success is defined by my personal level of happiness. I am blessed to have a wonderful family that supports my busy career and whom are understanding to the demanding level of commitment that I give to my clients.

When I’m not working, you will find me enjoying one of the many wonders that Oregon has to offer. Whether it’s golfing in Bend, fishing for steelhead on the Deschutes River, skiing on Mt. Hood or just relaxing indoors to the sound of a crackling fire and rain on the roof, I value the time I get to enjoy with my family & friends.

You may see the same doctor when you're ill, go to the same accountant each year to do your taxes and seek that same friend when you need advice or someone to talk to. I want to be your Mortgage Professional and help you with all of your mortgage related needs. I build relationships with my clients for life!

Marc Powarczuk
Sr. Loan Officer |NMLS #110469

  Branch Address: 4900 Meadows Road, Suite 100 Lake Oswego, OR 97035



Free Resources

First Time Homebuyer Checklist

This easy-to-follow First Time Homebuyer Checklist includes important information and worksheets to prepare you for buying your first home.

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Which Mortgage Loan Is Right For Me?

There are many mortgage loans to choose from, so it’s important to choose one that fits your circumstances. This quiz can help you decide which mortgage is right for you.

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5 Step Roadmap of the Home Loan Process

We mapped out the home loan process to provide you with the knowledge you need to navigate this exciting journey.

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Am I Financially Ready to Buy My First Home

This guide covers the most common financial questions asked when buying a home and is often needed to be financially ready. You may be ready to buy a home sooner than you think.

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Avoid These Mistakes When Buying Your First Home

Download our Tipsheet and you can steer clear of the most common hurdles along your path to homeownership.

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Insider’s Guide to Government Loan Options

In this guide, learn if you qualify for a government home loan for benefits that often include attractive interest rates, low down payment options and more lenient qualifying guidelines.

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Thanking our Servicemembers: Your Guide to a VA Loan

In this guide, you will learn why VA loans are a great option for homeownership for active members and veterans in our armed forces.

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Let us help you find the home loan to reach your financial goals.

American Pacific Mortgage Programs

Your offer backed by the purchasing power of a full loan approval. With our Keys on Time program, your offer will be the most attractive in a competitive market. Keys on Time Guarantee Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Lock and Buy Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Lock and Build Our Bridge Loan programs can help you purchase a new home before your existing home is sold. Bridge Loan Programs If you are looking to buy a home that exceeds conforming loan limits, we have multiple Jumbo loan programs to choose from. Jumbo Programs Our Peak Loan program allows you to buy a home up to $1.5M with only 5% down. Peak If you are looking to finance a home that exceeds conforming loan limits, our High Balance Solutions program may be the ticket you need. High Balance Solutions If you are looking to finance a home that exceeds conforming high balance loan limits, you can split the loan amount between a first and second with our Jumbo Solutions program. Jumbo Solutions With our Expanded Access program, we have opened the doors to borrowers who need access to financing but don’t "fit" the standard agency or jumbo program guidelines. Expanded Access Investor Advantage gives you the most purchasing power in the market today for investment properties. Investor Advantage A mortgage program that lets qualified borrowers factor in their assets as sources of qualifying income. Asset Inclusion If you can dream it, you can make it a reality. Finance the purchase of your fixer upper with the cost of repairs included in your mortgage. Dream Home Renovation Home Ready is a conventional 3% down mortgage loan with even more flexible income qualification guidelines. Home Ready by Fannie Mae Purchase a home with low down payment and flexible sources of funds. Home Possible A mortgage program dedicated to saving our selfless teachers and first responders a little money on their home loans. STaR Loan Program Financing provided for the purchase and refinancing of manufactured homes. Manufatured Housing

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