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Kristen Packard, Loan Advisor

Loan Advisor

Kristen Packard

NMLS #1168231

Loan Advisor • Clearfield  Branch

Phone: 801.820.4362
Cell: 801.864.2281
Licensed in UT

About Kristen


Kristen Packard instills in her clients a confidence that can only come from extensive experience and multiple perspectives. In her 13 years in the mortgage industry, Kristen has become well-versed in numerous loan programs that serve a broad spectrum of borrowers. Utah Housing, USDA, new construction and Jumbo loans are only a few of her areas of focus. She has worked in multiple operational roles (including time as a closing officer) before becoming a loan officer in 2009.

“Kristen was amazing and professional. She kept me sane throughout this process and got my loan taken care of. She literally put a roof over my head. Kristen is the best!” – Jerri R. 

Kristen primarily serves clients in Davis, Weber and Salt Lake Counties, and knows her markets well. She lives in Farmington, Utah with her husband and two children.

When she is not working hard for her clients, Kristen enjoys spending time with her family. This includes supporting her kids’ sporting events, working out, boating and riding ATV’s. She has also participated in The Road Home, a nonprofit organization that addresses the needs of Utah Families impacted by homelessness.

 Contact Kristen today for all your home loan needs.


Branch Address: 1785 E. 1450 S, Suite 225 Clearfield, UT 84015

Free Resources

First Time Homebuyer Checklist

This easy-to-follow First Time Homebuyer Checklist includes important information and worksheets to prepare you for buying your first home.

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Download our Tipsheet and you can steer clear of the most common hurdles along your path to homeownership.

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Insider’s Guide to Government Loan Options

In this guide, learn if you qualify for a government home loan for benefits that often include attractive interest rates, low down payment options and more lenient qualifying guidelines.

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Thanking our Servicemembers: Your Guide to a VA Loan

In this guide, you will learn why VA loans are a great option for homeownership for active members and veterans in our armed forces.

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Home Buyer Blog