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Joel Head Shot

Sales Manager

Joel Lawton

NMLS # 380245

Residential Mortgage Loan Originator


Licensed in TX

About Joel

Joel Lawton, your local Dallas / Fort Worth Branch Manager for American Pacific Mortgage. As an American Pacific Branch Manager, my reputation is built on professionalism, integrity, and the ability to keep transactions on track. I am dedicated to helping clients obtain a mortgage that fits their specific home ownership needs and goals. I am passionate about helping my clients and bring them peace of mind throughout the home buying process.  Not only do I have a 3rd degree black belt in loan originating, I’m a great guy to work with and you can depend on me and my team to help you navigate the home financing process.


I was recently recognized for being the world’s greatest dad! I’m not making this up, I have the T-Shirt and coffee mug to prove it! I’ve been blessed with 3 great kids that keep me motivated at being successful in everything I do. Simply put, I’ve got 3 reasons to put on my Loan Officer hat and do everything I can to help families like yours finance their new home purchase.


I am here 24/7 to answer your questions so you have a clear understanding of what you can comfortably afford. My team and I use our collective skills and expertise to ensure you have a successful closing and are here to help you achieve your goal of getting into your new home! We are 100% committed to total client satisfaction. From the first phone call to the final closing, you can count on us to do everything we can to get your loan across the goal line. I can assist first time homebuyers, investors, self-employed borrowers, or high net worth clients all with the same smooth efficiency. Regardless of your situation, I will coach you through the process and continue to be a resource that you can count on well after your loan has closed.


Ready to get started? Give me a call at (817) 862-6922 or email me at joel.lawton@apmortgage.com - I look forward to working with you.


  Branch Address:  420 Throckmorton St., Suite 200, Office 255 Fort Worth, TX 76102

Free Resources

First Time Homebuyer Checklist

This easy-to-follow First Time Homebuyer Checklist includes important information and worksheets to prepare you for buying your first home.

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Which Mortgage Loan Suits Me?

There are many mortgage loans to choose from, so it’s important to choose one that fits your circumstances. This quiz can help you decide between various loan options.

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5 Step Roadmap of the Home Loan Process

We mapped out the home loan process to provide you with the knowledge you need to navigate this exciting journey.

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Am I Financially Ready to Buy My First Home

This guide covers the most common financial questions asked when buying a home and is often needed to be financially ready. You may be ready to buy a home sooner than you think.

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Avoid These Mistakes When Buying Your First Home

Download our Tipsheet and you can steer clear of the most common hurdles along your path to homeownership.

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Insider’s Guide to Government Loan Options

In this guide, learn if you qualify for a government home loan for benefits that often include attractive interest rates, low down payment options and more lenient qualifying guidelines.

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Thanking our Servicemembers: Your Guide to a VA Loan

In this guide, you will learn why VA loans are a great option for homeownership for active members and veterans in our armed forces.

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Home Buyer Blog

Let us help you find the home loan to reach your financial goals.

American Pacific Mortgage Programs

Your offer backed by the purchasing power of a full loan approval. With our Keys on Time program, your offer may stand out in a competitive market. Keys on Time Guarantee Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Secure Lock Our Bridge Loan programs can help you purchase a new home before your existing home is sold. Bridge Loan Programs If you are looking to buy a home that exceeds conforming loan limits, we have multiple Jumbo loan programs to choose from. Jumbo Programs Our Peak Loan program allows you to buy a home up to $1.5M with only 5% down. Peak If you are looking to finance a home that exceeds conforming loan limits, our High Balance Solutions program may be the ticket you need. High Balance Solutions If you are looking to finance a home that exceeds conforming high balance loan limits, you can split the loan amount between a first and second with our Jumbo Solutions program. Jumbo Solutions With our Expanded Access program, we have opened the doors to borrowers who need access to financing but don’t "fit" the standard agency or jumbo program guidelines. Expanded Access Investor Advantage gives you purchasing power in the market today for investment properties. Investor Advantage A mortgage program that lets qualified borrowers factor in their assets as sources of qualifying income. Asset Inclusion If you can dream it, you can make it a reality. Finance the purchase of your fixer upper with the cost of repairs included in your mortgage. Dream Home Renovation Home Ready is a conventional 3% down mortgage loan with even more flexible income qualification guidelines. Home Ready by Fannie Mae Purchase a home with low down payment and flexible sources of funds. Home Possible A mortgage program dedicated to saving our selfless teachers and first responders a little money on their home loans. STaR Loan Program Financing provided for the purchase and refinancing of manufactured homes. Manufatured Housing