<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=750730591729193&amp;ev=PageView&amp;noscript=1">
harvey smith

Senior Loan Advisor I Army Veteran

Harvey Smith

NMLS #262749

Loan Advisor • Broomfield Branch

Phone: 720.580.8375
Cell: 720.338.1279
Fax: 855.631.0225
Licensed in CO & CA

About Harvey


 

The value of trust cannot be underestimated. It must be earned through honest communication, consistent follow-through, transparency and respect.   And when it comes to making one of the biggest financial commitments of your life, it’s important that you have complete confidence in your mortgage advisor. With your interests in mind, I can help guide you through what can be a complicated process and provide you with mortgage solutions you will feel confident in.

I’ve been in the mortgage industry since 1995 and I still love coming to work each day.  . I care for my clients like family and strive to provide you with a seamless mortgage experience from start to finish.

My commitment to service stems from a deep concern for people, and intensive training that goes well beyond state and federal requirements.  

I’ve lived in the Denver Metro since 1995 and I am passionate about creating homeownership opportunities for those in our community. Since beginning my career in the lending industry, I have assisted hundreds of homeowners obtain mortgage financing and each transaction I strive to +provide an experience exceeding their wildest expectations!

My partnership with American Pacific Mortgage means I’m backed by professionals. APM believes in training and testing their mortgage professionals beyond the national and state standards which ensures you will always work with knowledgeable and friendly experts. 

Let me earn your trust and we’ll build a partnership for life.

 My Specialties are:

  • Jumbo Financing
  • Self-Employed/Complex-Income Borrowers
  • Veteran’s Financing
  • First-Time Home Buyers
  • Education & Advising
  • FHA Specialist
  • Refinance Specialist
  • Down-payment Assistance Programs
  • Condo Financing
  • Rehab/Renovation Financing

Branch Address: 380 Interlocken Crescent, Suite 110 Broomfield, CO 80021

Free Resources

First Time Homebuyer Checklist

This easy-to-follow First Time Homebuyer Checklist includes important information and worksheets to prepare you for buying your first home.

Download Now

Which Mortgage Loan Suits Me?

There are many mortgage loans to choose from, so it’s important to choose one that fits your circumstances. This quiz can help you decide between various loan options.

Download Now

5 Step Roadmap of the Home Loan Process

We mapped out the home loan process to provide you with the knowledge you need to navigate this exciting journey.

Download Now

Am I Financially Ready to Buy My First Home

This guide covers the most common financial questions asked when buying a home and is often needed to be financially ready. You may be ready to buy a home sooner than you think.

Download Now

Avoid These Mistakes When Buying Your First Home

Download our Tipsheet and you can steer clear of the most common hurdles along your path to homeownership.

Download Now

Insider’s Guide to Government Loan Options

In this guide, learn if you qualify for a government home loan for benefits that often include attractive interest rates, low down payment options and more lenient qualifying guidelines.

Download Now

Thanking our Servicemembers: Your Guide to a VA Loan

In this guide, you will learn why VA loans are a great option for homeownership for active members and veterans in our armed forces.

Download Now

Home Buyer Blog

Let us help you find the home loan to reach your financial goals.

American Pacific Mortgage Programs

Your offer backed by the purchasing power of a full loan approval. With our Keys on Time program, your offer may stand out in a competitive market. Keys on Time Guarantee Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Secure Lock Our Bridge Loan programs can help you purchase a new home before your existing home is sold. Bridge Loan Programs If you are looking to buy a home that exceeds conforming loan limits, we have multiple Jumbo loan programs to choose from. Jumbo Programs Our Peak Loan program allows you to buy a home up to $1.5M with only 5% down. Peak If you are looking to finance a home that exceeds conforming loan limits, our High Balance Solutions program may be the ticket you need. High Balance Solutions If you are looking to finance a home that exceeds conforming high balance loan limits, you can split the loan amount between a first and second with our Jumbo Solutions program. Jumbo Solutions With our Expanded Access program, we have opened the doors to borrowers who need access to financing but don’t "fit" the standard agency or jumbo program guidelines. Expanded Access Investor Advantage gives you purchasing power in the market today for investment properties. Investor Advantage A mortgage program that lets qualified borrowers factor in their assets as sources of qualifying income. Asset Inclusion If you can dream it, you can make it a reality. Finance the purchase of your fixer upper with the cost of repairs included in your mortgage. Dream Home Renovation Home Ready is a conventional 3% down mortgage loan with even more flexible income qualification guidelines. Home Ready by Fannie Mae Purchase a home with low down payment and flexible sources of funds. Home Possible A mortgage program dedicated to saving our selfless teachers and first responders a little money on their home loans. STaR Loan Program Financing provided for the purchase and refinancing of manufactured homes. Manufatured Housing