I have been active in the finance and mortgage industry for over 30 years, and have lived in the San Juan Islands in Washington for over 20 years. I have a B.S. Degree in Business. I have worked in almost every area of the lending industry, including processing and underwriting loans, handling collections and foreclosures. With my extensive experience, I help borrowers navigate the loan process and present the best possible face to lenders. I handle all types of residential and commercial real estate financing nationwide.

I am driven to educate clients and simplify the process for them. The best part of my job is helping people accomplish their goals...like buying their first home or starting a new business. What could be more satisfying?

Professional     Innovative     Accountable

I have been active in mortgage lending for over 25 years. I am knowledgeable and current on the latest financing programs. I am dedicated to assisting my customers, evaluating their needs and custom tailoring a program that meets their needs. I am honest and accountable to you, my customer. I guarantee "no surprises"!

My Commitment to my Clients:

• I will listen to your needs and work with you to provide the program, rate and fee structure to meet your needs
• I will take time to answer all of your questions and thoroughly explain the loan process
• I will promptly return all phone calls - 7 days a week
• I will always follow through with what I say I will do I will immediately tackle any problems that arise to ensure that your loan closes as smoothly as possible
• I will make every effort to complete your loan within your time frame
• I will provide the type of service that will allow you to think of me as your personal mortgage advisor