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Mortgage Loan Officer

Summer Anderson

NMLS #129893

Mortgage Loan Officer • California & Oregon

Industry Expertise since 1993
Phone: 503.860.5654 
Fax: 855.377.2169
Licensed in CA and OR

About Summer


 Summer provides mortgage lending expertise and a variety of loan programs in ALL areas of CALIFORNIA and OREGON.  She is a seasoned loan officer who has been well known in the industry since 1993. 

Her experience brings a wealth of knowledge to the team here at American Pacific Mortgage.  Dedication, product knowledge and being proactive is what she is well known for.  Listening to the needs of her borrowers is extremely important to her so that she can present multiple loan options for her client's individual mortgage goals.

She continuously strives to provide top notch customer service towards a smooth loan process and a timely closing.  This is what keeps her customers coming back!   Summer creates a lending experience that people will want to tell their friends, relatives and coworker about.  In being your lender for life! 

Buying and owning a home is an important investment and should be an exciting time.  Over the past 2 decades, Summer has purchased and sold over a handful of homes herself.  She has "on-hand" experience with the transactional process and the emotions that both buyers and sellers endure.  Her compassion and understanding of this, helps her stay in communication with the customer during the process.

Summer Anderson looks forward to working with you! 

Do you know of someone thinking of refinancing or purchasing a home in any areas of Oregon or California?  Your referrals are appreciated!  Their mortgage lending needs will be in good hands!

503.860.5654 Direct Line or Email at summer.anderson@apmortgage.com 

Branch Address:  5790 Fleet Street, Suite 130, Carlsbad, CA 92008

What our customers are saying

Summer is one top-of-the-line mortgage broker. She is always up-to-date-has with what the current loans are available even though that often changes from day-to-day. I've have known Summer for years and really appreciate how she knows to ask the right questions and pair people up with the right loan for them. She is superb at getting back to people in a timely manner and has been successfully representing people for years. I am happy to say my clients have been very satisfied with Summer!

Sue Connolly

?I have known and worked with Summer for over 15 years. She has consistenly been ranked top Originator amongst many of her peers. Her attention to detail and knowledge of her business is over the top. Summer is consistent and incredibly reliable. Those whom have had the priviledge of working with her know that their transaction will get done with expeditious ease all while experiencing some of the best customer service!

Tracy Ann Brinkley

I have worked with Summer Anderson for over 10 years now as her escrow officer. Summer is very knowledgable and dependable. She has always gotten docs to me on time and all of her customers are very satisfied

Devon Morse

Free Resources

First Time Homebuyer Checklist

This easy-to-follow First Time Homebuyer Checklist includes important information and worksheets to prepare you for buying your first home.

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Which Mortgage Loan Suits Me?

There are many mortgage loans to choose from, so it’s important to choose one that fits your circumstances. This quiz can help you decide between various loan options.

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5 Step Roadmap of the Home Loan Process

We mapped out the home loan process to provide you with the knowledge you need to navigate this exciting journey.

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Am I Financially Ready to Buy My First Home

This guide covers the most common financial questions asked when buying a home and is often needed to be financially ready. You may be ready to buy a home sooner than you think.

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Avoid These Mistakes When Buying Your First Home

Download our Tipsheet and you can steer clear of the most common hurdles along your path to homeownership.

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Insider’s Guide to Government Loan Options

In this guide, learn if you qualify for a government home loan for benefits that often include attractive interest rates, low down payment options and more lenient qualifying guidelines.

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Thanking our Servicemembers: Your Guide to a VA Loan

In this guide, you will learn why VA loans are a great option for homeownership for active members and veterans in our armed forces.

Download Now

Home Buyer Blog

Let us help you find the home loan to reach your financial goals.

American Pacific Mortgage Programs

Your offer backed by the purchasing power of a full loan approval. With our Keys on Time program, your offer may stand out in a competitive market. Keys on Time Guarantee Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Lock and Buy Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Lock and Build Our Bridge Loan programs can help you purchase a new home before your existing home is sold. Bridge Loan Programs If you are looking to buy a home that exceeds conforming loan limits, we have multiple Jumbo loan programs to choose from. Jumbo Programs Our Peak Loan program allows you to buy a home up to $1.5M with only 5% down. Peak If you are looking to finance a home that exceeds conforming loan limits, our High Balance Solutions program may be the ticket you need. High Balance Solutions If you are looking to finance a home that exceeds conforming high balance loan limits, you can split the loan amount between a first and second with our Jumbo Solutions program. Jumbo Solutions With our Expanded Access program, we have opened the doors to borrowers who need access to financing but don’t "fit" the standard agency or jumbo program guidelines. Expanded Access Investor Advantage gives you purchasing power in the market today for investment properties. Investor Advantage A mortgage program that lets qualified borrowers factor in their assets as sources of qualifying income. Asset Inclusion If you can dream it, you can make it a reality. Finance the purchase of your fixer upper with the cost of repairs included in your mortgage. Dream Home Renovation Home Ready is a conventional 3% down mortgage loan with even more flexible income qualification guidelines. Home Ready by Fannie Mae Purchase a home with low down payment and flexible sources of funds. Home Possible A mortgage program dedicated to saving our selfless teachers and first responders a little money on their home loans. STaR Loan Program Financing provided for the purchase and refinancing of manufactured homes. Manufatured Housing