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Loan Advisor

Mike Bjork

NMLS #275652

Loan Advisor 

Phone: 310.694.3544
Cell: 310.923.1884
Fax: 800.986.3155
Licensed in CA

About Mike

I'm a Sr. Mortgage Planner, which means that I'm not your average Loan Officer, but a Professional, whom tailors the mortgage to the borrowers’ needs; whether you're a First Time Home Buyer, a Retiree looking to down-size, a person going through a divorce, a Move-Up Buyer, a Boomer-rang Buyer (somebody whom went through a BK, Foreclosure or Short sale and wishes to return to the Housing Market) or any other type of scenario, I've been able to assist every type of Homeowner. I've even helped Homeowners to plan for the early re-payment of their loans (Financial Freedom) to planning of their retirement or children's college tuition. It's all part of putting the puzzle together, piece by piece. I love what I do! How can I help you? 

Branch Address: 15 Miraleste Plaza, Rancho Palos Verdes CA 90275

See what my customers are saying...

I would like to take this opportunity to whole-heartedly endorse Mike Bjork, his industry knowledge and ability to make it happen for us. He has arranged two transactions regarding the purchased and refinance of our properties and those deals were made quickly and we were always "in the loop" when it came to what progress was made and courses of action that needed to be completed on our end. His customer service attitude and pleasant manner or doing business was a refreshing break in a world where the words "customer service" can at times have little or no meaning. 

Mike is a great guy and we would definitely be willing to deal with him in the future without hesitation should a situation arise whereby we needed a professional to help solve our real estate or financial needs.

Richard Stumpp - Director of Operations

Mike helped me become wealthy. When I first ran across Mike we sat down at a Starbucks and he took his time to help counsel me on planning toward arranging my finances so that I could grow my real estate portfolio. At the time it was an elusive dream but Mike helped show me it was possible. With all the restrictions that fall on residential mortgage products, Mike was intricately nuanced in the details and patiently walked me through them. I set myself up according to his recommendations and a year later I bought my first income property. 3 years later I have my fifth property in escrow and I owe it all to Mike. He is more than a loan officer. Mike is a mortgage planner and advisor. He is there when I need him. In business he is my best friend.

Jonathan Charles Bradley- Real Estate Investor

Mike is absolutely amazing. He was extremely helpful during our entire home-buying experience and really eased our minds, which is tough to do for a first-time homebuyer. He worked closely with our real estate agent to give us great advice on the type of loan was best-suited for our needs. Mike is always available and responds to my calls/emails so promptly which was very comforting. Also, when I had extra questions about basic things he had no problem answering me in the most polite way and even sharing articles to help illustrate his points. I can really tell Mike cares about our well-being and I'm sure he is that way with the rest oif his clients. I am so lucky to have Mike and look forward to working with him for a very long time.

Stephen Fiamengo- Manager, Sales at AEG and LA Kings

Free Resources

First Time Homebuyer Checklist

This easy-to-follow First Time Homebuyer Checklist includes important information and worksheets to prepare you for buying your first home.

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Which Mortgage Loan Suits Me?

There are many mortgage loans to choose from, so it’s important to choose one that fits your circumstances. This quiz can help you decide between various loan options.

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5 Step Roadmap of the Home Loan Process

We mapped out the home loan process to provide you with the knowledge you need to navigate this exciting journey.

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Am I Financially Ready to Buy My First Home

This guide covers the most common financial questions asked when buying a home and is often needed to be financially ready. You may be ready to buy a home sooner than you think.

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Avoid These Mistakes When Buying Your First Home

Download our Tipsheet and you can steer clear of the most common hurdles along your path to homeownership.

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Insider’s Guide to Government Loan Options

In this guide, learn if you qualify for a government home loan for benefits that often include attractive interest rates, low down payment options and more lenient qualifying guidelines.

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Thanking our Servicemembers: Your Guide to a VA Loan

In this guide, you will learn why VA loans are a great option for homeownership for active members and veterans in our armed forces.

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Home Buyer Blog

Let us help you find the home loan to reach your financial goals.

American Pacific Mortgage Programs

Your offer backed by the purchasing power of a full loan approval. With our Keys on Time program, your offer may stand out in a competitive market. Keys on Time Guarantee Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Secure Lock Our Bridge Loan programs can help you purchase a new home before your existing home is sold. Bridge Loan Programs If you are looking to buy a home that exceeds conforming loan limits, we have multiple Jumbo loan programs to choose from. Jumbo Programs Our Peak Loan program allows you to buy a home up to $1.5M with only 5% down. Peak If you are looking to finance a home that exceeds conforming loan limits, our High Balance Solutions program may be the ticket you need. High Balance Solutions If you are looking to finance a home that exceeds conforming high balance loan limits, you can split the loan amount between a first and second with our Jumbo Solutions program. Jumbo Solutions With our Expanded Access program, we have opened the doors to borrowers who need access to financing but don’t "fit" the standard agency or jumbo program guidelines. Expanded Access Investor Advantage gives you purchasing power in the market today for investment properties. Investor Advantage A mortgage program that lets qualified borrowers factor in their assets as sources of qualifying income. Asset Inclusion If you can dream it, you can make it a reality. Finance the purchase of your fixer upper with the cost of repairs included in your mortgage. Dream Home Renovation Home Ready is a conventional 3% down mortgage loan with even more flexible income qualification guidelines. Home Ready by Fannie Mae Purchase a home with low down payment and flexible sources of funds. Home Possible A mortgage program dedicated to saving our selfless teachers and first responders a little money on their home loans. STaR Loan Program Financing provided for the purchase and refinancing of manufactured homes. Manufatured Housing