13 Years of Industry Expertise
Licensed in CO
When you are looking to work with a mortgage professional, it is most important to be comfortable with the individual on the business card. Fortunately, in my case, it also helps to be associated with a forward-thinking, common sense lender, with quick turn times, and a real dedication to customer service.
After spending 7 years in the investment industry as a Financial Consultant in Southern California, I decided to reposition my skills to lending. I worked as a Premier Client Manager with Bank of America in Orange County, CA for 2 years assisting high net worth clients with their deposit, investment, and credit needs.
When my wife and I learned that we were pregnant with our first child, we decided to move to Colorado to raise our family in September of 2005. After spending a few years as a Banking Officer with FirstBank of Douglas County, I returned to my focused passion of making a positive influence in the financial lives of the clients I serve. I am most excited about my latest transition to American Pacific Mortgage.
I married my amazing wife, Rachel, in February, 2002. We have a 12 year old daughter, Aubrey, and a 10 year old daughter, Ainsley. We instantly fell in love with the greater Denver area.
If you are looking to work with a financial professional who holds ethics in the highest esteem, believes in open, honest and direct communication, and yet understands that you can actually have a good time while providing the highest level of customer service, I hope that you'll give me the opportunity to prove to you that I am the right person to work with.
Oh yeah, and I can do the same type of loans that everyone else can...Conventional, FHA, VA, Jumbo, USDA, HomePath, down payment assistance, etc.
Branch Address: 7979 E Tufts Ave Suite 150, Denver CO 80237
In the past year I've had several clients use Michel Heldt as a lender and ALL have had a great experience with him. He is very professional and makes the transaction smooth, stress free, and enjoyable for all involved. I wouldn't hesitate recommending his services for ANYONE looking to purchase or refinance a home. I look forward to continuing my professional relationship with him for years to come!
Mark McClung - Realtor
As first time home buyer the whole process seemed scary and over whelming however Mike made the process so easy. He took the time to talk me through everything and answered all my questions. His response time to email was nearly immediate and very detailed through out the whole process. It made purchasing my first home completely stress free.
Jessica Baker - First Time Homeowner
Mike is one of the best in the business! As a Realtor I am looking for highly qualified loan officers to refer my buyers to and I highly recommend Mike to all my clients. I know he will make their mortgage experience smooth and pleasurable as possible!
Amber Tipps - Realtor
This easy-to-follow First Time Homebuyer Checklist includes important information and worksheets to prepare you for buying your first home.Download Now
There are many mortgage loans to choose from, so it’s important to choose one that fits your circumstances. This quiz can help you decide between various loan options.Download Now
We mapped out the home loan process to provide you with the knowledge you need to navigate this exciting journey.Download Now
This guide covers the most common financial questions asked when buying a home and is often needed to be financially ready. You may be ready to buy a home sooner than you think.Download Now
Download our Tipsheet and you can steer clear of the most common hurdles along your path to homeownership.Download Now
In this guide, learn if you qualify for a government home loan for benefits that often include attractive interest rates, low down payment options and more lenient qualifying guidelines.Download Now
The peace of mind of a fixed rate and payment is the right choice for most borrowers.*Please visit our Disclosures page for more details for all loan types
When you have short term lending goals, an adjustable rate may be right for you.*Please visit our Disclosures page for more details for all loan types