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Branch Manager

Matt Perez

NMLS #250462

Branch Manager • Irvine Branch

12 Years of Industry Expertise 
Phone: 949.427.4112
Cell: 949.202.9181
Fax: 855.828.9062
Licensed in CA

About Matt

As a Branch Manager for American Pacific Mortgage's South Orange County office, it is my personal mission to provide my clients and my team's clients with exceptional service and a smooth process. Whether it is a purchase or a refinance our goal is close all loans on time and to the client's satisfaction. Knowing that each client's needs are unique, I take the time upfront to understand the client's desired goals and align them with the mortgage solution that helps them attain their goal. I am passionate about homeownership and I am dedicated to helping everyone achieve the dream of owning their own home.

I am very active in my local community. I have served on the board of the local youth sports organizations as well as have been a volunteer coach in those organizations for over 20 years. When I am not working, I love spending time with my beautiful wife Jennifer and my two children Carson and Jessica.


Branch Address: 300 Spectrum Center Drive, Suite 740 Irvine, CA 92618 

See what my customers are saying...

Matt provided the mortgage for my daughter in buying her first home in San Diego in December. Matt worked closely with her, was thorough in educating, answering questions, and insuring she understood all the transactions as they occurred. Matt stayed with the process, as this was a short sale that took 90 days to close. Matt is well known in his industry as a man on impeccable integrity and one that is interested in providing Superb Service, while building his business by building a relationship with his clients.

Jay McDowell - Business Coach/Business Plan/Marketing Plan

My husband and I have worked with Matt a number of times and every time he has provided outstanding service by meeting or exceeding all of the commitments he has made on not only the time frame of his work but on the cost and pricing. His follow through and follow up are excellent and only matched by the level of integrity with which he works. I highly recommend Matt Perez.

Linda McCluskey - Managing Director - alliantgroup

Matt has in-depth knowledge of finance options and excellent customer service. He is honest and trustworthy in his work. I highly recommend Matt.

Anil Gothal- Principal Architect at Pipeline Software, Inc

Free Resources

First Time Homebuyer Checklist

This easy-to-follow First Time Homebuyer Checklist includes important information and worksheets to prepare you for buying your first home.

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Which Mortgage Loan Suits Me?

There are many mortgage loans to choose from, so it’s important to choose one that fits your circumstances. This quiz can help you decide between various loan options.

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5 Step Roadmap of the Home Loan Process

We mapped out the home loan process to provide you with the knowledge you need to navigate this exciting journey.

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Am I Financially Ready to Buy My First Home

This guide covers the most common financial questions asked when buying a home and is often needed to be financially ready. You may be ready to buy a home sooner than you think.

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Avoid These Mistakes When Buying Your First Home

Download our Tipsheet and you can steer clear of the most common hurdles along your path to homeownership.

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Insider’s Guide to Government Loan Options

In this guide, learn if you qualify for a government home loan for benefits that often include attractive interest rates, low down payment options and more lenient qualifying guidelines.

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Thanking our Servicemembers: Your Guide to a VA Loan

In this guide, you will learn why VA loans are a great option for homeownership for active members and veterans in our armed forces.

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Home Buyer Blog

Let us help you find the home loan to reach your financial goals.

American Pacific Mortgage Programs

Your offer backed by the purchasing power of a full loan approval. With our Keys on Time program, your offer may stand out in a competitive market. Keys on Time Guarantee Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Secure Lock Our Bridge Loan programs can help you purchase a new home before your existing home is sold. Bridge Loan Programs If you are looking to buy a home that exceeds conforming loan limits, we have multiple Jumbo loan programs to choose from. Jumbo Programs Our Peak Loan program allows you to buy a home up to $1.5M with only 5% down. Peak If you are looking to finance a home that exceeds conforming loan limits, our High Balance Solutions program may be the ticket you need. High Balance Solutions If you are looking to finance a home that exceeds conforming high balance loan limits, you can split the loan amount between a first and second with our Jumbo Solutions program. Jumbo Solutions With our Expanded Access program, we have opened the doors to borrowers who need access to financing but don’t "fit" the standard agency or jumbo program guidelines. Expanded Access Investor Advantage gives you purchasing power in the market today for investment properties. Investor Advantage A mortgage program that lets qualified borrowers factor in their assets as sources of qualifying income. Asset Inclusion If you can dream it, you can make it a reality. Finance the purchase of your fixer upper with the cost of repairs included in your mortgage. Dream Home Renovation Home Ready is a conventional 3% down mortgage loan with even more flexible income qualification guidelines. Home Ready by Fannie Mae Purchase a home with low down payment and flexible sources of funds. Home Possible A mortgage program dedicated to saving our selfless teachers and first responders a little money on their home loans. STaR Loan Program Financing provided for the purchase and refinancing of manufactured homes. Manufatured Housing