<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=750730591729193&amp;ev=PageView&amp;noscript=1">
Joel Harrison, Mortgage Planning Specialist

Mortgage Planning Specialist

Joel Harrison

Mortgage Planning Specialist

NMLS #: 822672
BRE License #: 01059648
Phone: 949-229-7121
Cell: 949-683-8165
Fax: 949-229-7121

About Joel

Joel Harrison has over 30 years of mortgage experience which he leverages to provide comprehensive mortgage plans for each of his clients.

“My approach is to have an informal discussion with my clients to explore both immediate and long-term goals.  I then put together a customized mortgage plan that addresses those goals and presents the options in a detailed but easy to understand format.”

Joel has a BA from UCLA, holds a CA Brokerage license since 1998 and was accredited in 2016 to teach continuing education courses to Real Estate Agents, CPAs and Financial Advisors.

“After my client’s loan is funded, I do not consider my job finished.  I maintain a close watch on interest rates and every year I provide a free Annual Debt Review that evaluates my client’s existing debt financing to determine if interest or tax savings could be obtained, plus we discuss any additional needs such as: home improvements, investment properties, kid’s college, etc.*

Clients have consistently described their experience working with Joel as: “working with a trusted advisor that is highly knowledgeable and always puts my interests first.”

“Providing a client specific mortgage plan, clear communication, combined with a highly knowledgeable team has been our formula for success.  We gauge our success by the strong support we receive from our past clients when they refer us to their family, friends and co-workers.” 

It is easy to get started!

1st - An informal call so that we can discuss your goals…949-229-7121 (direct)
2nd - Complete an application (mobile, online, in-person or by phone)
3rd - Provide the necessary documentation

We take care of the rest!

Branch Address: 24031 El Toro Road, Suite 203, Laguna Hills, CA 92653 

Branch NMLS 1747051

Picture of LH Office

*American Pacific Mortgage Corporation is not financial service company or licensed tax advisors; the material provided is for informational and educational purposes only and should not be construed as investment, tax and/or mortgage advice. Although the material is deemed to be accurate and reliable, there is no guarantee it is without errors. We are not financial or tax advisors, please contact your financial professional for your personal financial situation.

Free Resources

First Time Homebuyer Checklist

This easy-to-follow First Time Homebuyer Checklist includes important information and worksheets to prepare you for buying your first home.

Download Now

Which Mortgage Loan Suits Me?

There are many mortgage loans to choose from, so it’s important to choose one that fits your circumstances. This quiz can help you decide between various loan options.

Download Now

5 Step Roadmap of the Home Loan Process

We mapped out the home loan process to provide you with the knowledge you need to navigate this exciting journey.

Download Now

Am I Financially Ready to Buy My First Home

This guide covers the most common financial questions asked when buying a home and is often needed to be financially ready. You may be ready to buy a home sooner than you think.

Download Now

Avoid These Mistakes When Buying Your First Home

Download our Tipsheet and you can steer clear of the most common hurdles along your path to homeownership.

Download Now

Insider’s Guide to Government Loan Options

In this guide, learn if you qualify for a government home loan for benefits that often include attractive interest rates, low down payment options and more lenient qualifying guidelines.

Download Now

Thanking our Servicemembers: Your Guide to a VA Loan

In this guide, you will learn why VA loans are a great option for homeownership for active members and veterans in our armed forces.

Download Now

Home Buyer Blog