15 years of Industry Expertise
Licensed in CA
The Jim Black Team is fortunate to have teamed up with American Pacific Mortgage (APM), to continue to enhance the knowledge, programs and service they offer to the community for residential lending needs.
Jim's Bay Area clients, business associates, and co-workers respect his financial business background and drive for excellence in packaging customized short and long term construction and residential lending solutions to meet his client's real estate objectives.
In 2007, 2008, 2009 and 2011 Team Jim Black was recognized as the "Best Mortgage Broker/Banker" by Danville Weekly Readers. This is a local publication that reaches over 70,000 households a month with many affiliates and competitors in the market. The team was very excited to be one of 3 back to back winners in any of the 80 categories.
Jim and his Team are focused on helping make a difference in their community and look forward to having the opportunity to show you what Team Jim Black can do for you!
Branch Address: 1840 41st Ave, Suite 201 Capitola, CA 95010
Jim's extensive knowledge of mortgage products and loan options has been extremely helpful. He keeps deals moving in the right direction!
Tom Nevin - Realtor
Jim just closed another loan for a client of mine and as usual, I received nothing but praise about Jim from the client, and of course, Jim is always great to work with for me as an agent. He communicates the timelines and processes well throughout the transaction to stay on track and close on time. And this has been the case with self-employed and harder to underwrite clients as well as the "easy ones." I highly recommend Jim for all your lending needs.
Jeff Gillett - Coldwell Banker, Walnut Creek
Jim is fantastic! Not only does he have a great range of products and excellent rates but he is always quick to respond. I always know my clients are in excellent hands with Jim and his team!
Kelly Copland - Realtor
This easy-to-follow First Time Homebuyer Checklist includes important information and worksheets to prepare you for buying your first home.Download Now
There are many mortgage loans to choose from, so it’s important to choose one that fits your circumstances. This quiz can help you decide between various loan options.Download Now
We mapped out the home loan process to provide you with the knowledge you need to navigate this exciting journey.Download Now
This guide covers the most common financial questions asked when buying a home and is often needed to be financially ready. You may be ready to buy a home sooner than you think.Download Now
Download our Tipsheet and you can steer clear of the most common hurdles along your path to homeownership.Download Now
In this guide, learn if you qualify for a government home loan for benefits that often include attractive interest rates, low down payment options and more lenient qualifying guidelines.Download Now
The peace of mind of a fixed rate and payment is the right choice for most borrowers.*Please visit our Disclosures page for more details for all loan types
When you have short term lending goals, an adjustable rate may be right for you.*Please visit our Disclosures page for more details for all loan types