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Loan Advisor

Cyndi Kendall

NMLS #205928

Loan Advisor • Cottonwood Heights Branch

Phone: 801.316.6304
Cell: 801.573.3017
Fax: 855.528.0425
Licensed in UT & CA

About Cyndi

Are you looking for a smart, resourceful & experienced mortgage adviser who always has your interests in mind?                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      

As your personal mortgage adviser, I always play to win for you.
I’m willing to go to bat for my clients every day to help you achieve your dreams and goals.
Mortgages aren’t a one size fits all & it's my pleasure to educate you on the mortgage products and
rates that will help propel you forward.

I’ve been in the mortgage industry since 2006 and I still love coming to work each day! It’s a
privilege to be able to provide you with an excellent customer service experience during and after
the mortgage loan process. My love of mortgages extends to our community; I volunteer at Community
Development Corporation of Utah as one of their instructors for the mortgage loan portion of the
Home Buyer class they offer.

My philosophy is simple. I will never recommend a mortgage solution to my clients that I would not
feel comfortable offering to my family or best friend. My utmost goal is to educate you and earn
your trust so that you feel confident throughout the entire mortgage loan process.
When I’m not helping people realize their dreams, I'm living my dream & enjoying my bliss. My
husband and I adore spending time with our two adult children. We also love riding our horses in
the incredible landscapes Utah has to offer. Nature, animals, flowers, good books, puttering,
family and friends keep my cup full.
I’m proud to partner with a company that is consistently on the leading-edge of the industry and
who cares about your experience as much as I do. American Pacific Mortgage has game-changing loan
programs along with minimal product guideline overlays. American Pacific Mortgage provides me with
great loan assistants, processors, underwriters and closing department to ensure I have the
tools to create a smooth mortgage loan experience for you.                                                                                                                                      

My Specialties are:
• Education & Advising
• Down-Payment Assistance Programs
• Self-Employed/Complex-Income Borrowers
• First-Time Homebuyers
• Refinance Specialist
• Rehab/Renovation Financing
• Jumbo Financing
• Veteran/VA Financing
• USDA Financing
• FHA Financing
• Conventional Financing
I look forward to meeting you, earning your trust, and becoming your mortgage advisor for life!

  Branch Address:  1225 E Fort Union Blvd., Ste 100, Cottonwood Heights, UT 84047


Free Resources

First Time Homebuyer Checklist

This easy-to-follow First Time Homebuyer Checklist includes important information and worksheets to prepare you for buying your first home.

Download Now

Which Mortgage Loan Suits Me?

There are many mortgage loans to choose from, so it’s important to choose one that fits your circumstances. This quiz can help you decide between various loan options.

Download Now

5 Step Roadmap of the Home Loan Process

We mapped out the home loan process to provide you with the knowledge you need to navigate this exciting journey.

Download Now

Am I Financially Ready to Buy My First Home

This guide covers the most common financial questions asked when buying a home and is often needed to be financially ready. You may be ready to buy a home sooner than you think.

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Avoid These Mistakes When Buying Your First Home

Download our Tipsheet and you can steer clear of the most common hurdles along your path to homeownership.

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Insider’s Guide to Government Loan Options

In this guide, learn if you qualify for a government home loan for benefits that often include attractive interest rates, low down payment options and more lenient qualifying guidelines.

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Thanking our Servicemembers: Your Guide to a VA Loan

In this guide, you will learn why VA loans are a great option for homeownership for active members and veterans in our armed forces.

Download Now

Home Buyer Blog

Let us help you find the home loan to reach your financial goals.

American Pacific Mortgage Programs

Your offer backed by the purchasing power of a full loan approval. With our Keys on Time program, your offer may stand out in a competitive market. Keys on Time Guarantee Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Secure Lock Our Bridge Loan programs can help you purchase a new home before your existing home is sold. Bridge Loan Programs If you are looking to buy a home that exceeds conforming loan limits, we have multiple Jumbo loan programs to choose from. Jumbo Programs Our Peak Loan program allows you to buy a home up to $1.5M with only 5% down. Peak If you are looking to finance a home that exceeds conforming loan limits, our High Balance Solutions program may be the ticket you need. High Balance Solutions If you are looking to finance a home that exceeds conforming high balance loan limits, you can split the loan amount between a first and second with our Jumbo Solutions program. Jumbo Solutions With our Expanded Access program, we have opened the doors to borrowers who need access to financing but don’t "fit" the standard agency or jumbo program guidelines. Expanded Access Investor Advantage gives you purchasing power in the market today for investment properties. Investor Advantage A mortgage program that lets qualified borrowers factor in their assets as sources of qualifying income. Asset Inclusion If you can dream it, you can make it a reality. Finance the purchase of your fixer upper with the cost of repairs included in your mortgage. Dream Home Renovation Home Ready is a conventional 3% down mortgage loan with even more flexible income qualification guidelines. Home Ready by Fannie Mae Purchase a home with low down payment and flexible sources of funds. Home Possible A mortgage program dedicated to saving our selfless teachers and first responders a little money on their home loans. STaR Loan Program Financing provided for the purchase and refinancing of manufactured homes. Manufatured Housing