Stemming from a family of profitable business owners and legal scholars, it was foreseen that I would create an established career in business with all of the necessary tools to lead me to my own success. 

I spent the majority of my life in Long Beach, California where my family and I enjoyed many trips to the beach and visiting the hub of Los Angeles. We became actively involved in the entertainment industry and I had the privilege to watch my family grow into entertainers featured on television, print magazines, and news shows. It wasn't long until I decided I wanted to take my own career to the next level.

I joined the United States Marine Corps in 1995 and was later given specialized training on multiple armed weapons and machine gunning equipment. After my time served, I started my college career in Long Beach and later obtained a position as a paralegal at a law firm. 

In 2004, I took my years of education and experience up to Central California where I started working as a licensed Realtor. With a thirst to gain more knowledge on the housing and financial market, I began my career as a loan officer. I feel that my experience in real estate has shaped me into an effective loan officer that displays compassion when working with clients. I believe in thorough communication and educating each client before pursing financial housing assistance.

Let it also be noted that distance never poses as a barrier between my services and my client. With all of the technology offered in today's world, I believe that business can always be taken to a new level whilst remaining professional. I have worked with many clients in Southern California while residing in Northern California. I maintain an excellent outreach to all clientele and promise to give every client the level of dedication needed to meet their financing needs! 

2014 & 2016 Top Producer Award

Email:  fzapiain@apmortgage.com
Branch Address: 2130 Geer Rd, Suite C Turlock, CA 95382