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Erika Collard, Loan Advisor

Loan Advisor

Erika Collard

NMLS #1459720

Loan Advisor • Novato Branch

Phone: 949.427.4201
Fax: 855.439.3665
Licensed in California

About Erika


In a world of online experts and push-button mortgages, I believe the human connection still matters. I believe there is never a one-size-fits-all solution when it comes to making one of the biggest financial commitments of your life. As your mortgage advisor, I am constantly expanding my knowledge and staying current on the latest mortgage and real estate trends so that I can offer you smart loan options. My team and I will listen so we can provide you with individualized mortgage solutions, based on your unique circumstances and goals.

 I pledge to handle every facet of your transaction with professionalism, dedication and personalized care. It’s my goal that you are 100% satisfied throughout the entire transaction.

 When I’m not helping people realize their dreams, I love to spend time outdoors with my 19 year old daughter and our English Bulldog, Matilda. :)

 I partnered with American Pacific Mortgage because I can rely on their 20 years of experience to make the difference for my clients. And with their game-changing loan programs, specialty products and award-winning tools at my disposal, I can make your dreams a reality.

 Let me use my experience to help you get a great mortgage.

 My Specialties are:

  • Jumbo Financing
  • Self-Employed/Complex-Income Borrowers
  • First-Time Homebuyers
  • Education & Advising
  • Government Loans
  • FHA Specialist
  • Refinance Specialist
  • Down-payment Assistance Programs
  • Condo Financing
  • Rehab/Renovation Financing

 

Branch Address: 845 Olive Ave, Ste 208, Novato CA 94948

Free Resources

First Time Homebuyer Checklist

This easy-to-follow First Time Homebuyer Checklist includes important information and worksheets to prepare you for buying your first home.

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Which Mortgage Loan Suits Me?

There are many mortgage loans to choose from, so it’s important to choose one that fits your circumstances. This quiz can help you decide between various loan options.

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5 Step Roadmap of the Home Loan Process

We mapped out the home loan process to provide you with the knowledge you need to navigate this exciting journey.

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Am I Financially Ready to Buy My First Home

This guide covers the most common financial questions asked when buying a home and is often needed to be financially ready. You may be ready to buy a home sooner than you think.

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Avoid These Mistakes When Buying Your First Home

Download our Tipsheet and you can steer clear of the most common hurdles along your path to homeownership.

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Insider’s Guide to Government Loan Options

In this guide, learn if you qualify for a government home loan for benefits that often include attractive interest rates, low down payment options and more lenient qualifying guidelines.

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Thanking our Servicemembers: Your Guide to a VA Loan

In this guide, you will learn why VA loans are a great option for homeownership for active members and veterans in our armed forces.

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Home Buyer Blog