<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=750730591729193&amp;ev=PageView&amp;noscript=1">

Ready To See How Much You Can
Save With A Home Refinace?

Let's get started

Lower Your Monthly Mortgage, Save Money, or Get More Cash With A Refinance.

Refinancing can be a great way to increase your monthly cash flow by resetting your mortgage terms.

If you want to get out from under high interest rate charges from credit cards, student loans, or other forms of debt, then a cash-out refinance might be the solution for you.

A great way to save money on your home loan is to refinance for a lower interest rate. Just a small drop in interest rate can lower your mortgage payment significantly.

Refinancing your home to take advantage of its equity can be a great way to get the funds you need for home improvements, retirement, vacations and more.

Do you plan to stay in your home for an extended period? If so, then refinancing to a fixed-rate mortgage is a great way to keep your payment from rising.

Refinance Your Mortgage And Start Saving

Do you know what a mortgage refinance can do for you? Refinancing can be a great tool to increase your monthly cash flow by resetting your mortgage terms with a lower interest rate, or an extended term to lower your monthly payment. Refinancing can also be a helpful tool to restructure existing debt, or consolidate your first and second mortgage into one.

Your goals matter, and the loan advisors at American Pacific Mortgage can work with you to create a refinance package that makes the most financial sense to you. Tell us what you would like to accomplish, and we will walk you through the refinance process with the information and guidance you need from start to finish.

Let us help you find the home loan to reach your financial goals.

American Pacific Mortgage Programs

Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. A competitive advantage on the home you are listing. With our Seller’s Edge program, attract more buyers and sell your home faster by offering closing cost credits. Your offer backed by the purchasing power of a full loan approval. With our Keys on Time program, your offer will be the most attractive in a competitive market. A mortgage program that lets qualified borrowers factor in their assets as sources of qualifying income. If you can dream it, you can make it a reality. Finance the purchase of your fixer upper with the cost of repairs included in your mortgage. Qualify for financing in as little as one year after a financial hardship. We can help get you back in the game for a home loan up to $2M on an owner occupied property. Investor Advantage gives you the most purchasing power in the market today for investment properties. A mortgage program dedicated to saving our selfless teachers and first responders a little money on their home loans. Purchase a home with low down payment and flexible sources of funds. Home Ready is a conventional 3% down mortgage loan with even more flexible income qualification guidelines.

Ready to Refinance?

You can start your refinance today by applying online now. Need more information? Contact an experienced American Pacific Mortgage trusted loan advisor in your area to answer your questions, explain your options, and show you all the ways a mortgage refinance can work for you. Or, you can contact us at (916) 960-5546.

What Can I Afford?

It doesn’t get easier than this.

Check out our user friendly Home Affordability Calculator to assess your debt-to-income ratio, down payment, loan amount, and mortgage payment all at once. It’s almost like your own personal loan expert at the click of the keyboard.

Use our Mortgage Payment Calculator to quickly and easily see current mortgage rates and determine your monthly payment.