<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=750730591729193&amp;ev=PageView&amp;noscript=1">
kevin_gibbs.jpg

Loan Advisor

Laurie Phillips

NMLS #447743

Loan Advisor • Chesterfield Branch

Cell: 314.313.8449
Fax:855.631.0834
Licensed in MO, CO, and KS

About Laurie


 Laurie’s passion for helping others, makes her a great asset to American Pacific Mortgage, and our clients. As Senior Loan Advisor, she prides herself on assisting consumers with the enjoyment of homeownership.  She recognizes the importance of networking with strategic partners and building strong viable relationship’s, that she feels APM advocate’s and support’s, to strengthen our Midwest presence in St Louis and its surrounding areas.  Our products, resources, high level of customer experience and integrity proves invaluable to her in serving the Community.

Before joining the APM Family, Laurie held the position of Senior Loan Consultant with Wells Fargo Home Mortgage for over 20 years, allowing her to create a retail platform for home lending in the high end mountain resort areas of Colorado and Idaho.  Her net-working and concierge service skills have given her  the opportunity to co-found and fundraise for many local community projects including Habitat for Humanity, Lions Club, Three C’s and The CDA Holistic Chamber of Commerce.  Locally Laurie is an avid animal advocate and volunteers with PAWS Transports saving animals from Kill Shelters and Puppy Mills, fosters animals for Stray Paws Rescue located here in St Louis, and is an active member of the local Board of Realtors.

Laurie grew up in Manhasset, NY where her first career was in the construction industry, renovating some of the majestic Gold Coast mansions on Long Island, thus giving her a strong background that is valuable to the builders she works with, to create a smooth process in new build End Loans.  Laurie believes the economy and real estate market is very strong and is encouraged that between the low interest rates and high influx of industry here in Missouri, that APM is a huge asset in providing the best customer, realtor and builder experience in the area. 

Branch Address:  17998 Chesterfield Airport Rd., Ste 120Chesterfield MO 63005

Free Resources

First Time Homebuyer Checklist

This easy-to-follow First Time Homebuyer Checklist includes important information and worksheets to prepare you for buying your first home.

Download Now

Which Mortgage Loan Is Right For Me?

There are many mortgage loans to choose from, so it’s important to choose one that fits your circumstances. This quiz can help you decide which mortgage is right for you.

Download Now

5 Step Roadmap of the Home Loan Process

We mapped out the home loan process to provide you with the knowledge you need to navigate this exciting journey.

Download Now

Am I Financially Ready to Buy My First Home

This guide covers the most common financial questions asked when buying a home and is often needed to be financially ready. You may be ready to buy a home sooner than you think.

Download Now

Avoid These Mistakes When Buying Your First Home

Download our Tipsheet and you can steer clear of the most common hurdles along your path to homeownership.

Download Now

Insider’s Guide to Government Loan Options

In this guide, learn if you qualify for a government home loan for benefits that often include attractive interest rates, low down payment options and more lenient qualifying guidelines.

Download Now

Thanking our Servicemembers: Your Guide to a VA Loan

In this guide, you will learn why VA loans are a great option for homeownership for active members and veterans in our armed forces.

Download Now

Let us help you find the home loan to reach your financial goals.

American Pacific Mortgage Programs

Your offer backed by the purchasing power of a full loan approval. With our Keys on Time program, your offer will be the most attractive in a competitive market. Keys on Time Guarantee Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Lock and Buy Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Lock and Build Our Bridge Loan programs can help you purchase a new home before your existing home is sold. Bridge Loan Programs If you are looking to buy a home that exceeds conforming loan limits, we have multiple Jumbo loan programs to choose from. Jumbo Programs Our Peak Loan program allows you to buy a home up to $1.5M with only 5% down. Peak If you are looking to finance a home that exceeds conforming loan limits, our High Balance Solutions program may be the ticket you need. High Balance Solutions If you are looking to finance a home that exceeds conforming high balance loan limits, you can split the loan amount between a first and second with our Jumbo Solutions program. Jumbo Solutions With our Expanded Access program, we have opened the doors to borrowers who need access to financing but don’t "fit" the standard agency or jumbo program guidelines. Expanded Access Investor Advantage gives you the most purchasing power in the market today for investment properties. Investor Advantage A mortgage program that lets qualified borrowers factor in their assets as sources of qualifying income. Asset Inclusion If you can dream it, you can make it a reality. Finance the purchase of your fixer upper with the cost of repairs included in your mortgage. Dream Home Renovation Home Ready is a conventional 3% down mortgage loan with even more flexible income qualification guidelines. Home Ready by Fannie Mae Purchase a home with low down payment and flexible sources of funds. Home Possible A mortgage program dedicated to saving our selfless teachers and first responders a little money on their home loans. STaR Loan Program Financing provided for the purchase and refinancing of manufactured homes. Manufatured Housing

Home Buyer Blog