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Kim Powell

NMLS #741653

Loan Advisor • Vista Branch

35 Years of Industry Expertise
Phone: 760.334.1030
Cell: 916.521.3790
Licensed in CA

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Loan Advisor

About Kim


Kim joined the American Pacific Mortgage team bringing with her over 30 years in the lending industry. Kim began her career as a Loan Processor and advanced to a Processing Supervisor which enabled her to understand what it takes to make a loan possible regardless of the obstacles. She has taken that knowledge and gained further expertise as a Loan Officer for the past 18 years and become known as the go to person to complete even the most difficult transactions.

 

  •   "My business is nearly 100% referral based. I am committed to providing my clients with exemplary customer service and making your loan transaction a pleasant experience and maintaining you as part of my client family for years to come.
  •   Kim has two daughters, one of which lives in beautiful Australia and has two little granddaughters that she visits as often as possible. Kim enjoys gardening, swimming, entertaining and traveling.

 Branch Address:  380 S. Melrose Drive, Suite 203 Vista, CA 92081

Free Resources

First Time Homebuyer Checklist

This easy-to-follow First Time Homebuyer Checklist includes important information and worksheets to prepare you for buying your first home.

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Which Mortgage Loan Is Right For Me?

There are many mortgage loans to choose from, so it’s important to choose one that fits your circumstances. This quiz can help you decide which mortgage is right for you.

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5 Step Roadmap of the Home Loan Process

We mapped out the home loan process to provide you with the knowledge you need to navigate this exciting journey.

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Am I Financially Ready to Buy My First Home

This guide covers the most common financial questions asked when buying a home and is often needed to be financially ready. You may be ready to buy a home sooner than you think.

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Avoid These Mistakes When Buying Your First Home

Download our Tipsheet and you can steer clear of the most common hurdles along your path to homeownership.

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Insider’s Guide to Government Loan Options

In this guide, learn if you qualify for a government home loan for benefits that often include attractive interest rates, low down payment options and more lenient qualifying guidelines.

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Let us help you find the home loan to reach your financial goals.

American Pacific Mortgage Programs

Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. A competitive advantage on the home you are listing. With our Seller’s Edge program, attract more buyers and sell your home faster by offering closing cost credits. Your offer backed by the purchasing power of a full loan approval. With our Keys on Time program, your offer will be the most attractive in a competitive market. A mortgage program that lets qualified borrowers factor in their assets as sources of qualifying income. If you can dream it, you can make it a reality. Finance the purchase of your fixer upper with the cost of repairs included in your mortgage. Qualify for financing in as little as one year after a financial hardship. We can help get you back in the game for a home loan up to $2M on an owner occupied property. Investor Advantage gives you the most purchasing power in the market today for investment properties. A mortgage program dedicated to saving our selfless teachers and first responders a little money on their home loans. Purchase a home with low down payment and flexible sources of funds. Home Ready is a conventional 3% down mortgage loan with even more flexible income qualification guidelines.

Home Buyer Blog