American Pacific Mortgage
NMLS Consumer Access Link - NMLS#1850
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Home Loans

Frequently Asked Questions

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We Can Help

I’m a first time homebuyer, where do I start?

The process of buying a home doesn’t have to be overwhelming. The first step is to give us a call and let our experts guide you through the process. We work with you and your real estate agent to bring your dreams to life.  

What is an FHA loan, and what do I need to do to qualify?

FHA loans are insured by the Federal Housing Administration so that lenders like American Pacific Mortgage can get you better pricing. There are many cases where FHA loans can be an opportunity, particularly for first-time homebuyers or those looking to buy a fixer-upper. The goal of the Federal Housing Administration and American Pacific Mortgage is to facilitate home ownership, and sometimes FHA loans are just the tool. Call us today and we’ll help you find out more about qualification.   

What refinancing options do I have?

If you’re looking to refinance, American Pacific Mortgage can help you get what you need. Every situation is different, so give us a call and we’ll be able to guide you through the process.  

What is a short sale?

 Short sale properties are negotiated between the borrower and the bank. Most times, the bank has decided that this course of action will be more efficient and profitable than the foreclosure process. Your real estate agent can tell you more about short sale opportunities, and American Pacific Mortgage can work with you on financing these properties.

What's Next?

If you are ready to thrive with an established team, please give our Branch Recruiting Manager, Mary Lee a call at (866) 625-9352 or you can email us here.


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3000 Lava Ridge Court, Suite 200, Roseville, CA 95661 | 916-960-1325