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Loan Advisor

Tammy Pollard

NMLS #78697

Loan Advisor • Maple Valley Branch

Cell: 360.317.5311
Licensed in WA & CA

About Tammy


I have been active in the finance and mortgage industry for over 30 years, and have lived in the San Juan Islands in Washington for over 20 years. I have a B.S. Degree in Business. I have worked in almost every area of the lending industry, including processing and underwriting loans, handling collections and foreclosures. With my extensive experience, I help borrowers navigate the loan process and present the best possible face to lenders. I handle all types of residential and commercial real estate financing nationwide.

I am driven to educate clients and simplify the process for them. The best part of my job is helping people accomplish their goals...like buying their first home or starting a new business. What could be more satisfying?

Professional     Innovative     Accountable

I have been active in mortgage lending for over 25 years. I am knowledgeable and current on the latest financing programs. I am dedicated to assisting my customers, evaluating their needs and custom tailoring a program that meets their needs. I am honest and accountable to you, my customer. I guarantee "no surprises"!

My Commitment to my Clients:

  • I will listen to your needs and work with you to provide the program, rate and fee structure to meet your needs
  • I will take time to answer all of your questions and thoroughly explain the loan process
  • I will promptly return all phone calls - 7 days a week
  • I will always follow through with what I say I will do I will immediately tackle any problems that arise to ensure that your loan closes as smoothly as possible
  • I will make every effort to complete your loan within your time frame
  • I will provide the type of service that will allow you to think of me as your personal mortgage advisor

Branch Address: 26837 Maple Valley Black Diamond Rd SE Maple Valley, WA 98038

Free Resources

First Time Homebuyer Checklist

This easy-to-follow First Time Homebuyer Checklist includes important information and worksheets to prepare you for buying your first home.

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Which Mortgage Loan Is Right For Me?

There are many mortgage loans to choose from, so it’s important to choose one that fits your circumstances. This quiz can help you decide which mortgage is right for you.

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5 Step Roadmap of the Home Loan Process

We mapped out the home loan process to provide you with the knowledge you need to navigate this exciting journey.

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Am I Financially Ready to Buy My First Home

This guide covers the most common financial questions asked when buying a home and is often needed to be financially ready. You may be ready to buy a home sooner than you think.

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Avoid These Mistakes When Buying Your First Home

Download our Tipsheet and you can steer clear of the most common hurdles along your path to homeownership.

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Insider’s Guide to Government Loan Options

In this guide, learn if you qualify for a government home loan for benefits that often include attractive interest rates, low down payment options and more lenient qualifying guidelines.

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Let us help you find the home loan to reach your financial goals.

American Pacific Mortgage Programs

Your offer backed by the purchasing power of a full loan approval. With our Keys on Time program, your offer will be the most attractive in a competitive market. Keys on Time Guarantee With our Expanded Access program, we have opened the doors to borrowers who need access to financing but don’t "fit" the standard agency or jumbo program guidelines. Expanded Access Our Bridge Loan programs can help you purchase a new home before your existing home is sold. Bridge Loan Programs Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Lock and Buy Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Lock and List Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Lock and Build If you are looking to buy a home that exceeds conforming loan limits, we have multiple Jumbo loan programs to choose from. Jumbo Programs A mortgage program dedicated to saving our selfless teachers and first responders a little money on their home loans. STaR Loan Program Home Ready is a conventional 3% down mortgage loan with even more flexible income qualification guidelines. Home Ready by Fannie Mae Purchase a home with low down payment and flexible sources of funds. Home Possible If you are looking to finance a home that exceeds conforming loan limits, our High Balance Solutions program may be the ticket you need. High Balance Solutions If you are looking to finance a home that exceeds conforming high balance loan limits, you can split the loan amount between a first and second with our Jumbo Solutions program. Jumbo Solutions A mortgage program that lets qualified borrowers factor in their assets as sources of qualifying income. Asset Inclusion Investor Advantage gives you the most purchasing power in the market today for investment properties. Investor Advantage If you can dream it, you can make it a reality. Finance the purchase of your fixer upper with the cost of repairs included in your mortgage. Dream Home Renovation Financing provided for the purchase and refinancing of manufactured homes. Manufatured Housing

Home Buyer Blog