Licensed in CA, AZ, and WA
Helping you achieve and continue your dream of homeownership is my passion and joy! Whether you are buying a home for the first time, or the 20th, you deserve to be excited and have an impressive financing experience! Having been in the real estate industry since 1996, I have collected a practical, well-rounded education on the entire real estate process. Partnering with American Pacific Mortgage gives me the necessary tools to deliver a smooth and pleasant experience.
I want to get to know you! By understanding your short and long term goals, together we structure the loan and process tailored to your specific needs. You will have an advocate from the start, your questions are answered and consistent communication is maintained, thus ensuring your expectations are met.
My mission is to dedicate my time and energy to delivering first-class service to you, my client. My intention is not to help you secure a home loan one time, but to build a strong, lasting, lifelong relationship as your referrals are the heart of my business.
Being a wife and mother of two is my motivation and hobby. I’m so proud of my son & daughter and so grateful that I’ve had a career that allowed me to be the Mom they needed. Originally from Montana, I graduated from Lynnwood High School and have mostly lived in Snohomish County since; volunteering at my kids’ schools, sports clubs, and music organizations. Another passion of mine is mentoring teens through my church; and the bonus is I get to participate in all their fun activities! I enjoy watching movies (partial to sci-fi), playing board/card games and reading a variety of books daily and I have to admit that I do also play Clash of Clans (for those that know what I’m talking about).
Trained Lending Professional with the Washington State Housing Finance Commission
Seattle Magazine Five Star Mortgage Professional - Best in Client Satisfaction
Certified Military Housing Specialist with USA Cares
Member of Rate Mastery
Branch Address: 808 134th Street SW, Ste 205 Everett, WA 98204
"Rosa made the mortgage process easy. She was thorough, knowledgable and available for all our questions. Her flexibility with us was great. I felt like we could trust her completely and that she would take good care of us, which she definitely did!."
"When my Brother and I started the process of looking into home loans with our bank, we quickly found that they didn't get back to us quick enough on a lot of important details. So our real estate agent recommended Rosa to us and from then on out everything was smooth sailing throughout the entire process. Rosa responded quickly to emails/phone calls, was willing to meet us when ever and where ever it was easy for us, and overall always kept us in the loop as the status of the loan was moving along. The video explanations were also helpful as well. "
"Rosa was so amazing to work with. She really worked to get us into the best rates and scenarios that she could. We felt like we were treated with the utmost of excellence."
This easy-to-follow First Time Homebuyer Checklist includes important information and worksheets to prepare you for buying your first home.Download Now
There are many mortgage loans to choose from, so it’s important to choose one that fits your circumstances. This quiz can help you decide which mortgage is right for you.Download Now
We mapped out the home loan process to provide you with the knowledge you need to navigate this exciting journey.Download Now
This guide covers the most common financial questions asked when buying a home and is often needed to be financially ready. You may be ready to buy a home sooner than you think.Download Now
Download our Tipsheet and you can steer clear of the most common hurdles along your path to homeownership.Download Now
In this guide, learn if you qualify for a government home loan for benefits that often include attractive interest rates, low down payment options and more lenient qualifying guidelines.Download Now
The peace of mind of a fixed rate and payment is the right choice for most borrowers.
When you have short term lending goals, an adjustable rate may be right for you.