10 Years of Industry Expertise
Licensed in WA
After 10 years of mortgage lending experience, I have seasoned many changes in the real estate industry. In this time I’ve acquired a plethora of mortgage and real estate knowledge, enabling me to tailor my clients into their ideal mortgage. As your Mortgage Advisor, my goal is to take the stress out of buying a home and to ensure that you have an outstanding lending experience. I specialize in conventional, jumbo, FHA/VA and USDA loan programs. When working with first time homebuyers, my educational approach helps make the process easy to understand.
At American Pacific Mortgage, I have access not only to in-house investors, underwriting, and funding but also to an array of wholesale products and pricing giving clients the best of both worlds. This contrasts with a bank or credit union, where only that institution's products will be recommended.
My consultation is Free! I look forward to earning your business and becoming your mortgage lender for life.
Branch Address: 808 134th Street SW, Ste 205 Everett, WA 9820
"Working with Mike was a great experience. It was a great comfort to feel as though completing my transaction was a shared goal. As a first time homebuyer, I was unsure of what I was getting myself into- by the American Pacific Mortgage team was there to answer all of my questions in a way that was easy for me to understand. Working with Mike was a blessing! Thanks!"
"Mike has worked two different mortgages for me. Financing is stressful . Anyone who has ever been through the process can relate but Mike stays on top of every aspect and goes out of his way to keep you informed through out the entire process. This may not mean much at first as you would expect this from someone in his position but attempt your financing with any bank and most other brokers and you will find that the industry is lacking this type of quality service. I'll be keeping Mike in my contacts for a long time too come."
"Mike was great to work with. He was able to answer any and all questions that we had as first time home buyers we weren’t sure what we were getting into. His professionalism really shined through as he was not only able to provide us with 100% financing, but was able to provide additional lender help with our closing costs! While attended to an out of town family emergency he not only kept in contact with us but was able to assist us in early signing and closing of our home. We were able to receive our keys a week ahead of schedule; I will definitely work with Mike again in the future and refer him to anyone in search of a lender! Thanks Mike!"
This easy-to-follow First Time Homebuyer Checklist includes important information and worksheets to prepare you for buying your first home.Download Now
There are many mortgage loans to choose from, so it’s important to choose one that fits your circumstances. This quiz can help you decide which mortgage is right for you.Download Now
We mapped out the home loan process to provide you with the knowledge you need to navigate this exciting journey.Download Now
This guide covers the most common financial questions asked when buying a home and is often needed to be financially ready. You may be ready to buy a home sooner than you think.Download Now
Download our Tipsheet and you can steer clear of the most common hurdles along your path to homeownership.Download Now
In this guide, learn if you qualify for a government home loan for benefits that often include attractive interest rates, low down payment options and more lenient qualifying guidelines.Download Now
The peace of mind of a fixed rate and payment is the right choice for most borrowers.
When you have short term lending goals, an adjustable rate may be right for you.