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Senior Loan Advisor

Mark Dumais

NMLS #149073 

Senior Loan Advisor • Carlsbad Branch

12 Years of Industry Expertise 
Phone: 714.345.1485
Licensed in CA

About Mark


With over 12 years of mortgage experience, Mark Dumais specializes in FHA, VA, Conventional and Jumbo loan financing. He specializes in getting to know his clients and understanding their goals in order to present all available loan options.  Mark believes honesty and reliability are the two main attributes necessary to establishing long term business relationships.

Branch Address:  5790 Fleet Street, Suite 130, Carlsbad, CA 92008

See what my customers are saying...

Dear Mark, 

I can’t thank you enough for helping me get financing for my new home in Oceanside, California. 
You made what could have been a very difficult process easy for me. One of the things that was most outstanding about working with you was your prompt communication with me via text, email and phone. It seemed like whenever I contacted you, I received an almost immediate response. You were also very patient and helpful whenever I had questions. It was clear from the start that you were on my team and were willing to do whatever you could to help me provide the necessary documentation for final loan approval. I can’t tell you how nice it was to know that you were in my corner. In addition, you were in continual communication with the seller’s agents, the escrow officer, and my real estate agent. Your willingness and ability to keep all parties apprised of where things were and what needed to be done, greatly expedited the entire process. That you were able to this when I was 3,000 miles away was even more incredible. It is clear to me that your organizational and communication skills, patience, and ability to get things done quickly was the reasons why I had such a positive experience working with you and why the closing was done smoothly and on time. Your confidence, pleasant demeanor, knowledge and expertise always made me feel assured that things would end positively. So thank you for all that you have done. If there is anything I can ever do for you, please let me know. I would love to be able to repay you for going out of your way to make my experience a positive one.

Dr. Carol L. Alberts, Ed.D - Associate Professor of Specialized Programs in Education

Free Resources

First Time Homebuyer Checklist

This easy-to-follow First Time Homebuyer Checklist includes important information and worksheets to prepare you for buying your first home.

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Which Mortgage Loan Is Right For Me?

There are many mortgage loans to choose from, so it’s important to choose one that fits your circumstances. This quiz can help you decide which mortgage is right for you.

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5 Step Roadmap of the Home Loan Process

We mapped out the home loan process to provide you with the knowledge you need to navigate this exciting journey.

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Am I Financially Ready to Buy My First Home

This guide covers the most common financial questions asked when buying a home and is often needed to be financially ready. You may be ready to buy a home sooner than you think.

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Avoid These Mistakes When Buying Your First Home

Download our Tipsheet and you can steer clear of the most common hurdles along your path to homeownership.

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Insider’s Guide to Government Loan Options

In this guide, learn if you qualify for a government home loan for benefits that often include attractive interest rates, low down payment options and more lenient qualifying guidelines.

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Let us help you find the home loan to reach your financial goals.

American Pacific Mortgage Programs

Your offer backed by the purchasing power of a full loan approval. With our Keys on Time program, your offer will be the most attractive in a competitive market. Keys on Time Guarantee With our Expanded Access program, we have opened the doors to borrowers who need access to financing but don’t "fit" the standard agency or jumbo program guidelines. Expanded Access Our Bridge Loan programs can help you purchase a new home before your existing home is sold. Bridge Loan Programs Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Lock and Buy Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Lock and List Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Lock and Build If you are looking to buy a home that exceeds conforming loan limits, we have multiple Jumbo loan programs to choose from. Jumbo Programs A mortgage program dedicated to saving our selfless teachers and first responders a little money on their home loans. STaR Loan Program Home Ready is a conventional 3% down mortgage loan with even more flexible income qualification guidelines. Home Ready by Fannie Mae Purchase a home with low down payment and flexible sources of funds. Home Possible If you are looking to finance a home that exceeds conforming loan limits, our High Balance Solutions program may be the ticket you need. High Balance Solutions If you are looking to finance a home that exceeds conforming high balance loan limits, you can split the loan amount between a first and second with our Jumbo Solutions program. Jumbo Solutions A mortgage program that lets qualified borrowers factor in their assets as sources of qualifying income. Asset Inclusion Investor Advantage gives you the most purchasing power in the market today for investment properties. Investor Advantage If you can dream it, you can make it a reality. Finance the purchase of your fixer upper with the cost of repairs included in your mortgage. Dream Home Renovation Financing provided for the purchase and refinancing of manufactured homes. Manufatured Housing

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