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Karla Sabio

NMLS #955086

Loan Advisor • San Diego Branch

Cell: 858.414.9967
Phone: 858.877.5139
Fax: 855.518.7437
Licensed in CA

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Loan Advisor

About Karla


Karla is a native San Diegan who is passionate about meeting and helping others. She started in the mortgage industry in 2012, shortly after graduating from the University of California, Irvine (Zot! Zot!) with a degree in Business Economics.

She specializes in caring. That may sound silly, but when you think of banks and lending, there is often a negative assumption that the people there just don’t care. That is not the case with Karla. She fully understands that discussing your finances and making the decision to become a homeowner is a big and personal step in one’s life. She is fully on board to make the home loan process as painless as possible and is always willing to provide guidance and search for solutions.

Since joining the mortgage industry, she has had a hand in successfully originating and closing hundreds of loans. Her experience includes originating conventional, FHA, VA, jumbo, and other specialty loan products. Being able to be a part of someone’s journey in buying their first home or to be able to find a way to save a homeowner hundreds of dollars a month on their mortgage gives Karla all the reason to stay in mortgage for years to come.

Branch Address: 404 Camino Del Rio S, Suite 602 San Diego, CA 92108

Free Resources

First Time Homebuyer Checklist

This easy-to-follow First Time Homebuyer Checklist includes important information and worksheets to prepare you for buying your first home.

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Which Mortgage Loan Is Right For Me?

There are many mortgage loans to choose from, so it’s important to choose one that fits your circumstances. This quiz can help you decide which mortgage is right for you.

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5 Step Roadmap of the Home Loan Process

We mapped out the home loan process to provide you with the knowledge you need to navigate this exciting journey.

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Am I Financially Ready to Buy My First Home

This guide covers the most common financial questions asked when buying a home and is often needed to be financially ready. You may be ready to buy a home sooner than you think.

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Avoid These Mistakes When Buying Your First Home

Download our Tipsheet and you can steer clear of the most common hurdles along your path to homeownership.

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Insider’s Guide to Government Loan Options

In this guide, learn if you qualify for a government home loan for benefits that often include attractive interest rates, low down payment options and more lenient qualifying guidelines.

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Let us help you find the home loan to reach your financial goals.

American Pacific Mortgage Programs

Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. A competitive advantage on the home you are listing. With our Seller’s Edge program, attract more buyers and sell your home faster by offering closing cost credits. Your offer backed by the purchasing power of a full loan approval. With our Keys on Time program, your offer will be the most attractive in a competitive market. A mortgage program that lets qualified borrowers factor in their assets as sources of qualifying income. If you can dream it, you can make it a reality. Finance the purchase of your fixer upper with the cost of repairs included in your mortgage. Qualify for financing in as little as one year after a financial hardship. We can help get you back in the game for a home loan up to $2M on an owner occupied property. Investor Advantage gives you the most purchasing power in the market today for investment properties. A mortgage program dedicated to saving our selfless teachers and first responders a little money on their home loans. Purchase a home with low down payment and flexible sources of funds. Home Ready is a conventional 3% down mortgage loan with even more flexible income qualification guidelines.

Home Buyer Blog