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Jan Watkins

NMLS #1418264

Loan Advisor • Renton Branch

Cell: 425.999.7654
Licensed in WA & OR

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Loan Advisor

About Jan


Business Philosophy

My business philosophy is clear and simple: Provide an unparalleled level of service in commitment, communications and accountability so that I not only meet, but exceed my clients financing expectations.

Education and Training

Born and raised in Oklahoma, and a graduate of both the University of Oklahoma and Oklahoma State University, I previously held a real estate license and was involved in both residential and commercial real estate investment.  I have over 30 years of providing clients and customers exceptional customer service, in both real estate and retail.

Personal

After moving to Northwest several years ago, I am a Washingtonian by love and choice.   This beautiful area provides so many opportunities and activities for my wife of 34 years and myself.  My beautiful wife is an Elementary Music Specialist in the Issaquah School District and we have two grown children.  Since we empty nested it, the new loves of our lives are our two Chihuahuas “Brik” and “Poppy”.   I have always been involved in my community and love helping people. Whether I can help you bring your dream of home ownership to fruition or assist you with re-financing, it would be my honor to assist you. I am committed to you my client and I will provide you with a commitment that exceeds your expectations.  

 Branch Address: 900 SW 16th Street, Suite 130, Renton, WA 98057

Free Resources

First Time Homebuyer Checklist

This easy-to-follow First Time Homebuyer Checklist includes important information and worksheets to prepare you for buying your first home.

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Which Mortgage Loan Is Right For Me?

There are many mortgage loans to choose from, so it’s important to choose one that fits your circumstances. This quiz can help you decide which mortgage is right for you.

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5 Step Roadmap of the Home Loan Process

We mapped out the home loan process to provide you with the knowledge you need to navigate this exciting journey.

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Am I Financially Ready to Buy My First Home

This guide covers the most common financial questions asked when buying a home and is often needed to be financially ready. You may be ready to buy a home sooner than you think.

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Avoid These Mistakes When Buying Your First Home

Download our Tipsheet and you can steer clear of the most common hurdles along your path to homeownership.

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Insider’s Guide to Government Loan Options

In this guide, learn if you qualify for a government home loan for benefits that often include attractive interest rates, low down payment options and more lenient qualifying guidelines.

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Let us help you find the home loan to reach your financial goals.

American Pacific Mortgage Programs

Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. A competitive advantage on the home you are listing. With our Seller’s Edge program, attract more buyers and sell your home faster by offering closing cost credits. Your offer backed by the purchasing power of a full loan approval. With our Keys on Time program, your offer will be the most attractive in a competitive market. A mortgage program that lets qualified borrowers factor in their assets as sources of qualifying income. If you can dream it, you can make it a reality. Finance the purchase of your fixer upper with the cost of repairs included in your mortgage. Qualify for financing in as little as one year after a financial hardship. We can help get you back in the game for a home loan up to $2M on an owner occupied property. Investor Advantage gives you the most purchasing power in the market today for investment properties. A mortgage program dedicated to saving our selfless teachers and first responders a little money on their home loans. Purchase a home with low down payment and flexible sources of funds. Home Ready is a conventional 3% down mortgage loan with even more flexible income qualification guidelines.

Home Buyer Blog