<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=750730591729193&amp;ev=PageView&amp;noscript=1">
chris_kragness.jpg

Loan Advisor

Chris Kragness

NMLS #8777 | CO LMB #100018688

Loan Advisor • Denver Tech Center Branch

Cell: 720.233.3172
Fax: 855.524.3985
Licensed in CO

About Chris


The value of trust cannot be underestimated. It must be earned through honest communication, consistent follow-through, transparency and respect.

 And when it comes to making one of the biggest financial commitments of your life, it’s important that you have complete confidence in your mortgage advisor. With your best interests in mind, I can help guide you through what can be a complicated process and provide you with mortgage solutions you will feel confident in. As a seasoned mortgage professional since 1999, I have the experience needed to provide you with a seamless mortgage experience. 

 I pledge to handle every facet of your transaction with professionalism, dedication and personalized care. It’s my goal that you are 100% satisfied throughout the entire transaction. I’ve lived in Denver since 1999 and I am passionate about creating homeownership opportunities for those in our community.  When I'm not working, I love to spend time with my wife, Julie, and two children, Gavin and Kenzy.

 I’m proud to partner with a company that is consistently on the leading-edge of the industry. With APM’s game-changing loan programs and specialty products at my disposal, I have the tools to create homeownership opportunities for my clients.

 Let me earn your trust and we’ll build a partnership for life.

 My Specialties are:
Jumbo Financing
Self-Employed/Complex-Income Borrowers
Veteran’s Financing
First-Time Homebuyers
FHA Specialist
Refinance Specialist
Down-payment Assistance Programs

 

Branch Address: 7979 E Tufts Ave Suite 150, Denver CO  80237

Free Resources

First Time Homebuyer Checklist

This easy-to-follow First Time Homebuyer Checklist includes important information and worksheets to prepare you for buying your first home.

Download Now

Which Mortgage Loan Is Right For Me?

There are many mortgage loans to choose from, so it’s important to choose one that fits your circumstances. This quiz can help you decide which mortgage is right for you.

Download Now

5 Step Roadmap of the Home Loan Process

We mapped out the home loan process to provide you with the knowledge you need to navigate this exciting journey.

Download Now

Am I Financially Ready to Buy My First Home

This guide covers the most common financial questions asked when buying a home and is often needed to be financially ready. You may be ready to buy a home sooner than you think.

Download Now

Avoid These Mistakes When Buying Your First Home

Download our Tipsheet and you can steer clear of the most common hurdles along your path to homeownership.

Download Now

Insider’s Guide to Government Loan Options

In this guide, learn if you qualify for a government home loan for benefits that often include attractive interest rates, low down payment options and more lenient qualifying guidelines.

Download Now

Let us help you find the home loan to reach your financial goals.

American Pacific Mortgage Programs

Your offer backed by the purchasing power of a full loan approval. With our Keys on Time program, your offer will be the most attractive in a competitive market. Keys on Time Guarantee With our Expanded Access program, we have opened the doors to borrowers who need access to financing but don’t "fit" the standard agency or jumbo program guidelines. Expanded Access Our Bridge Loan programs can help you purchase a new home before your existing home is sold. Bridge Loan Programs Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Lock and Buy Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Lock and List Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Lock and Build If you are looking to buy a home that exceeds conforming loan limits, we have multiple Jumbo loan programs to choose from. Jumbo Programs A mortgage program dedicated to saving our selfless teachers and first responders a little money on their home loans. STaR Loan Program Home Ready is a conventional 3% down mortgage loan with even more flexible income qualification guidelines. Home Ready by Fannie Mae Purchase a home with low down payment and flexible sources of funds. Home Possible If you are looking to finance a home that exceeds conforming loan limits, our High Balance Solutions program may be the ticket you need. High Balance Solutions If you are looking to finance a home that exceeds conforming high balance loan limits, you can split the loan amount between a first and second with our Jumbo Solutions program. Jumbo Solutions A mortgage program that lets qualified borrowers factor in their assets as sources of qualifying income. Asset Inclusion Investor Advantage gives you the most purchasing power in the market today for investment properties. Investor Advantage If you can dream it, you can make it a reality. Finance the purchase of your fixer upper with the cost of repairs included in your mortgage. Dream Home Renovation Financing provided for the purchase and refinancing of manufactured homes. Manufatured Housing

Home Buyer Blog