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Bill Haines Jr.

NMLS #99181

Branch Manager • Bellevue Branch

30 Years of Industry Expertise 
Phone: 425.242.6078
Cell: 206.949.5601
Fax: 425.242.6081
Licensed in WA

Bill-Haines.jpg

Branch Manager

About Bill


I began my career in real estate after graduating from Seattle University in 1976. After 10 years in real estate, I made the decision to move to residential mortgage lending. I have spent the last 29 years learning each element of the mortgage industry and building my business. I feel this gives me a unique perspective with each client since I have enjoyed successful careers on both sides of the transaction. I am proud to say that I am now working my business 100% by referrals.

I personally take each client’s application. I am committed to providing the highest quality and most effective loan option for each client. In addition I am committed to outstanding customer service with the timely processing of each loan application.

American Pacific Mortgage and I make the following commitments to each clients. We will:
• Provide Quality Service to each and every customer
• Be helpful, courteous, and treat each client with the dignity and respect that they deserve
• Do everything possible to make financing your home a pleasant experience
• Help find the right mortgage program for you, explaining which programs are available and answering all of your questions to help you be comfortable and informed during this major decision process
• Update you weekly on the status of your loan during processing Provide closing figures upon your request at least 24 hours before the scheduled closing time

We look forward to helping you with your financing needs. Please know that we will take very good care of you and keep you informed throughout the process. We look forward to serving you.

Branch Address: 301 116th Ave SE, Suite 200 Bellevue, WA 98004

Free Resources

First Time Homebuyer Checklist

This easy-to-follow First Time Homebuyer Checklist includes important information and worksheets to prepare you for buying your first home.

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Which Mortgage Loan Is Right For Me?

There are many mortgage loans to choose from, so it’s important to choose one that fits your circumstances. This quiz can help you decide which mortgage is right for you.

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5 Step Roadmap of the Home Loan Process

We mapped out the home loan process to provide you with the knowledge you need to navigate this exciting journey.

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Am I Financially Ready to Buy My First Home

This guide covers the most common financial questions asked when buying a home and is often needed to be financially ready. You may be ready to buy a home sooner than you think.

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Avoid These Mistakes When Buying Your First Home

Download our Tipsheet and you can steer clear of the most common hurdles along your path to homeownership.

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Insider’s Guide to Government Loan Options

In this guide, learn if you qualify for a government home loan for benefits that often include attractive interest rates, low down payment options and more lenient qualifying guidelines.

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Let us help you find the home loan to reach your financial goals.

American Pacific Mortgage Programs

Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. A competitive advantage on the home you are listing. With our Seller’s Edge program, attract more buyers and sell your home faster by offering closing cost credits. Your offer backed by the purchasing power of a full loan approval. With our Keys on Time program, your offer will be the most attractive in a competitive market. A mortgage program that lets qualified borrowers factor in their assets as sources of qualifying income. If you can dream it, you can make it a reality. Finance the purchase of your fixer upper with the cost of repairs included in your mortgage. Qualify for financing in as little as one year after a financial hardship. We can help get you back in the game for a home loan up to $2M on an owner occupied property. Investor Advantage gives you the most purchasing power in the market today for investment properties. A mortgage program dedicated to saving our selfless teachers and first responders a little money on their home loans. Purchase a home with low down payment and flexible sources of funds. Home Ready is a conventional 3% down mortgage loan with even more flexible income qualification guidelines.

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