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Loan Advisor

Brian Kipe

NMLS #103275

Loan Advisor  • Lake Oswego Branch

Cell: 503.341.6948
Fax: 503.210.0788
Licensed in OR

About Brian

 I was asked to fill out this “About Me” section and I thought it ironic, since the main goal of any experienced mortgage professional is to find out all about YOU…our potential clients!  We want to know all about you, so we can craft the perfect financing solution for your needs.  Every client is unique and it is our job as your trusted advisor to listen, educate and execute for you.  Portland’s hot real estate market, combined with our urban growth boundary, can move quickly and can be overwhelming, especially for first-time homebuyers or families who are new to the Portland area. With more than 12 years of experience, my goal is to seek first to understand, then to craft a mortgage that fits your family’s needs for the long term.

You might be saying, “Brian, that is all well and good, but if I am going to work with you as my advisor, I at least need to know a little about you.”  Fair enough my friends, allow me to share a bit about myself and my various life adventures.

Although I was born in South Dakota and at the tender age of 6 months old, I was adopted by a wonderful couple in Oregon.  Ever since then, I have been resident of the Portland area (save for a year living in Tacoma).  I grew up in a rural area halfway between Tualatin and Wilsonville and I have seen the area’s amazing growth firsthand. This might be dating myself, but I can still remember when the biggest thing in Tualatin was the Ralston Purina Dog Food Factory and going on field trips to Mr. Nyberg’s Farm.  Back then, there were only four-way stops at the Nyberg, North Wilsonville and South Wilsonville exits and the closest movie theater to Tualatin was at Washington Square (or the Tigard Drive-in).   In fact, a drive from Wilsonville to downtown Portland took 15-20 minutes tops.  No, seriously, back in the day, you could do that!  However, I digress…

My reason for waking up in the morning is my daughter Jadyn. She is her daddy’s girl.  She is an amazing student, an incredible athlete and an avid reader.  I love watching her grow into the kind, beautiful soul that she is.  I am proud to be affiliated with American Pacific Mortgage and The Mortgage Medic Team because they are a company that is committed to caring for their employees, their clients and the communities where they live.  My area of specialty in mortgage lending includes VA / USDA GRH / FHA Lending, First-Time Homebuyers Education and “outside-the-box” loans that may require a more non-traditional structure and a deeper lending guideline research.  I understand the ins and outs of the ever-changing Underwriting Guidelines and I have made it my mission to put the understanding of these nuances to work for you.

  Branch Address: 4900 Meadows Road, Suite 100 Lake Oswego, OR 97035



Free Resources

First Time Homebuyer Checklist

This easy-to-follow First Time Homebuyer Checklist includes important information and worksheets to prepare you for buying your first home.

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Which Mortgage Loan Is Right For Me?

There are many mortgage loans to choose from, so it’s important to choose one that fits your circumstances. This quiz can help you decide which mortgage is right for you.

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5 Step Roadmap of the Home Loan Process

We mapped out the home loan process to provide you with the knowledge you need to navigate this exciting journey.

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Am I Financially Ready to Buy My First Home

This guide covers the most common financial questions asked when buying a home and is often needed to be financially ready. You may be ready to buy a home sooner than you think.

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Avoid These Mistakes When Buying Your First Home

Download our Tipsheet and you can steer clear of the most common hurdles along your path to homeownership.

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Insider’s Guide to Government Loan Options

In this guide, learn if you qualify for a government home loan for benefits that often include attractive interest rates, low down payment options and more lenient qualifying guidelines.

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Let us help you find the home loan to reach your financial goals.

American Pacific Mortgage Programs

Your offer backed by the purchasing power of a full loan approval. With our Keys on Time program, your offer will be the most attractive in a competitive market. Keys on Time Guarantee With our Expanded Access program, we have opened the doors to borrowers who need access to financing but don’t "fit" the standard agency or jumbo program guidelines. Expanded Access Our Bridge Loan programs can help you purchase a new home before your existing home is sold. Bridge Loan Programs Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Lock and Buy Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Lock and List Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Lock and Build If you are looking to buy a home that exceeds conforming loan limits, we have multiple Jumbo loan programs to choose from. Jumbo Programs A mortgage program dedicated to saving our selfless teachers and first responders a little money on their home loans. STaR Loan Program Home Ready is a conventional 3% down mortgage loan with even more flexible income qualification guidelines. Home Ready by Fannie Mae Purchase a home with low down payment and flexible sources of funds. Home Possible If you are looking to finance a home that exceeds conforming loan limits, our High Balance Solutions program may be the ticket you need. High Balance Solutions If you are looking to finance a home that exceeds conforming high balance loan limits, you can split the loan amount between a first and second with our Jumbo Solutions program. Jumbo Solutions A mortgage program that lets qualified borrowers factor in their assets as sources of qualifying income. Asset Inclusion Investor Advantage gives you the most purchasing power in the market today for investment properties. Investor Advantage If you can dream it, you can make it a reality. Finance the purchase of your fixer upper with the cost of repairs included in your mortgage. Dream Home Renovation Financing provided for the purchase and refinancing of manufactured homes. Manufatured Housing

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