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American Pacific Mortgage

At American Pacific Mortgage, ownership is a state of mind. Let us make your dream of home ownership a reality.

First-Time Homebuyer Financial Perks

There are a number of financial perks and tax breaks when you purchase a home. It’s no longer uncommon for house payments in many areas to be lower than monthly rental costs. Sometimes the benefits can be a little harder to measure, such as taking a tax deduction for utilizing a portion of your ...

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What to Expect During the Home Loan Closing Process

You’re getting ready to purchase that home you found in the perfect neighborhood. But what happens between the time your offer gets approved and the keys are handed to you? If you have never purchased a home, the home loan closing process may seem like a bit of a mystery and an overwhelming number ...

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What You Need to Know as a First-Time Home Buyer

Have you been dreaming about homeownership? Maybe now is the time to join the world of homebuyers! We can help you decide if buying a home now is an option for you with tips for first-time home buyers, helpful programs and resources, and more. Here’s what else you need to know in order to take that ...

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Disaster Relief for Wildfire Victims

If your home has been destroyed or severely damaged in a Presidentially declared disaster area, we can help through the FHA 203(h) Disaster Relief Loan. The FHA 203(h) mortgage may be used to finance the purchase of a new home with no down payment and favorable terms.  100% financing available ...

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