Ned Payant - Vice President, Mortgage Banking Operations

Ned is responsible for all mortgage banking aspects of the company from loan registrations through closing. He creates an outstanding work environment for corporate and branch staff and believes strongly in delivering world class service to branches and their clients, while also maintaining loan quality.

Ned has more than 20 years of management experience in the mortgage banking industry in both production and banking operations. Before coming to American Pacific Mortgage in 2010, he was Senior Vice President of Retail Banking for Pacific Mercantile Bank in Costa Mesa, CA. In this role he helped start the bank’s residential mortgage banking division, building teams, policies and procedures for each function within the division.

In prior roles as Vice President, Ned introduced national best practices in customer service, loan quality and production. He is a true leader with a passion for people and has initiated a multitude of loan quality and service initiatives leading to increased sales volume and lower expenses.

Ned has a Bachelor of Arts degree from Sacramento State University. He now lives in Carmichael with his wife and two children. They enjoy heading to the park and skiing whenever they are together as a family.