<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=750730591729193&amp;ev=PageView&amp;noscript=1">
aaron_garcia2.jpg

Loan Advisor

Aaron Garcia

NMLS #381431

Loan Advisor • Clearfield Branch

Phone: 801.820.4028
Cell: 801.618.9833
Licensed in UT

About Aaron


I believe in the American Dream of homeownership. Whether you’re searching for your first home, a place to retire, or a vacation property for your family – I am passionate about your dreams.

I do not take lightly the trust that my clients instill in me. Securing a mortgage for your dream home can be an emotional journey, and as your personal mortgage advisor I will always keep your best interests in mind. I never forget the big picture when your dreams are at stake. 

My commitment to service stems from a deep concern for people, and intensive training that goes well beyond state and federal requirements. I care for my clients like family and strive to provide you with a seamless mortgage experience from start to finish.|

At the heart of everything I do is my family. I am the proud father of 4 amazing boys, they are why I work so hard to help others achieve their dreams as I know personally what drives those dreams!

My partnership with American Pacific Mortgage means I’m backed by the best. APM believes in training and testing their mortgage professionals beyond the national and state standards which ensures you will always work with knowledgeable and friendly experts. 

 Let my passion make your homeownership dreams a reality. 

 

My Specialties are:

Jumbo Financing

Self-Employed/Complex-Income Borrowers

Veteran’s Financing

First-Time Homebuyers

Education & Advising

Government Loans

FHA Specialist

Refinance Specialist

Down-payment Assistance Programs

Construction

Rehab/Renovation Financing

 

 Branch Address:  1785 E. 1450 S, Suite 225 Clearfield, UT 84015

Free Resources

First Time Homebuyer Checklist

This easy-to-follow First Time Homebuyer Checklist includes important information and worksheets to prepare you for buying your first home.

Download Now

Which Mortgage Loan Is Right For Me?

There are many mortgage loans to choose from, so it’s important to choose one that fits your circumstances. This quiz can help you decide which mortgage is right for you.

Download Now

5 Step Roadmap of the Home Loan Process

We mapped out the home loan process to provide you with the knowledge you need to navigate this exciting journey.

Download Now

Am I Financially Ready to Buy My First Home

This guide covers the most common financial questions asked when buying a home and is often needed to be financially ready. You may be ready to buy a home sooner than you think.

Download Now

Avoid These Mistakes When Buying Your First Home

Download our Tipsheet and you can steer clear of the most common hurdles along your path to homeownership.

Download Now

Insider’s Guide to Government Loan Options

In this guide, learn if you qualify for a government home loan for benefits that often include attractive interest rates, low down payment options and more lenient qualifying guidelines.

Download Now

Let us help you find the home loan to reach your financial goals.

American Pacific Mortgage Programs

Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. A competitive advantage on the home you are listing. With our Seller’s Edge program, attract more buyers and sell your home faster by offering closing cost credits. Your offer backed by the purchasing power of a full loan approval. With our Keys on Time program, your offer will be the most attractive in a competitive market. A mortgage program that lets qualified borrowers factor in their assets as sources of qualifying income. If you can dream it, you can make it a reality. Finance the purchase of your fixer upper with the cost of repairs included in your mortgage. Qualify for financing in as little as one year after a financial hardship. We can help get you back in the game for a home loan up to $2M on an owner occupied property. Investor Advantage gives you the most purchasing power in the market today for investment properties. A mortgage program dedicated to saving our selfless teachers and first responders a little money on their home loans. Purchase a home with low down payment and flexible sources of funds. Home Ready is a conventional 3% down mortgage loan with even more flexible income qualification guidelines.

Home Buyer Blog