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Is American Pacific Mortgage Corporation
a broker or a bank?
We are brokers. However, we do have a bank that provides incentives and discounts
directly to our branches.
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Do I have to relinquish management
and control of my office?
One of the attributes that distinguishes APMC from most Net Branch models, is that
affiliates maintain control. You run your own office and make your own management
decisions. We simply provide the operational infrastructure and services to help
you achieve your goals.
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What are the costs involved with becoming
an Affiliate Branch?
It costs nothing to become an Affiliate Branch of American Pacific Mortgage Corporation.
There is a small fee however, per transaction based upon the services provided by
APMC. Yet, we off-set many of these fees by negotiating preferred lender relationships
that offer extensive pricing discounts.
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What are my options regarding lenders and can
I use my current lender if I chose?
You can maintain your current relationship with your current lender and if they
are not among our lender list, we will add them accordingly. Note however, that
we leverage gross volumes to drive better pricing, services, and reporting from
those with which you currently do business. Therefore, it is in your best interest
to utilize our lenders, and more importantly, our preferred lenders.
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What Human Resources services do you offer?
Along with the ability to take advantage of benefits such as 401K, cafeteria programs,
health, medical, and dental benefits, we also provide payroll administration, compensation
and benefit management and guidance on legal and compliance issues. Additional services
include consultation on employee recruitment and retention.
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What is the process of becoming a
Branch?
The most critical aspect is making sure that we understand your goals and objectives.
We will then design a customized package from an ongoing list of services and features
that will help you achieve your goals and facilitate future growth. A dedicated
Transition Team will deliver the necessities to provide a smooth transition, without
a dip in your overall business.
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What APMC resources are available to me?
At APMC, we believe in a collaborative environment, namely, an atmosphere that provides
a free flow of information and ideas to help grow the business. With the scale of
economies that our business model has created, we have access to technology that
other companies do not. So, we can provide the necessary training, as well as the
automation tools to help enable you to process loans faster. Ultimately, making
you more profitable! Additionally, you will be connected via email to all of the
company’s loan originators.
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Can I sell real estate if I desire?
There are very specific legal ways that you can be involved with real estate. If
this is something you want to pursue, we can help you set up your business so there
is a clear delineation between the real estate and the brokerage arms.
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Do you have references I can call?
We will be happy to provide you with a list of references and contact numbers, allowing
you to receive feedback and learn more about working with APMC. And always, we are
pleased to help you and answer any questions that may arise.
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What additional services do you provide?
We offer Legal, Recruitment Assistance, Accounting, Industry Training, just to name
a few. Our resources are truly dedicated to developing valuable services to meet
the needs of our affiliates.
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